Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 11 January 2010 by Ray ger

Santander Group this morning sent an email to brokers confirming the re-brand of Abbey and Bradford & Bingley branches to Santander, and indeed the branch in Holborn near my office has already been rebranded.

The second...

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Category: Miscellaneous, Mortgages, Personal finance

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Posted on 10 December 2009 by Ray Boulger

The main impact of the Pre Budget Report on the housing market will be at the top end, primarily in London & the South East. The 50% bank payroll tax on discretionary bonuses over £25,000 will surely have some impact either on...

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Category: House and home, Personal finance, Property market, Regulation

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Posted on 21 October 2009 by Ray Boulger

Following on from my blog post on Monday on the MMR I note that less than 24 hours after post the FSA have amended the figure I queried for the increase in property prices over the 10 years to the onset of the credit crunch from...

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Category: Buy to let, HIPs, Interest rates, Mortgages, Personal finance, Regulation

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Posted on 6 October 2009 by Ray Boulger

On the Mortgage Strategy web site a spokeswoman for Northern Rock is quoted as saying: "Northern Rock regularly review its products and services to make sure they are meeting customer needs.

"Lifetime mortgages in particular...

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Category: House and home, Mortgages, Personal finance

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Posted on 6 October 2009 by Ray Boulger

In the latest blow to the Equity Release market Northern Rock has announced its withdrawal from that market, following on closely from the recent withdrawals of Coventry and Saffron. Northern Rock was one of the first lenders to...

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Category: Bank of England, House and home, Interest rates, Mortgages, Personal finance, Regulation

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