Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 4 September 2008 by
With the Bank of England deciding to leave Bank Rate unchanged @ 5% today the focus will increasingly be on how long we will have to wait for the next cut. After The Chancellor’s frank comments at the weekend that Britain is...
Category: Bank of England, Interest rates
Posted on 25 July 2008 by
For the last 3 weeks we have seen a steady stream of lenders cutting rates and there are more today, as detailed below. We are in a very different ball game to the first 6 months of the year, with lenders now actually competing...
Category: Buy to let, Interest rates, Mortgages
Posted on 22 July 2008 by
On Thursday Bank of Ireland will reduce the rates on all their mortgages by between 0.25% and 0.7%. They currently only offer 3 and 5 year fixed rates.
They are one of the few lenders still offering...
Category: Interest rates, Mortgages
Posted on 16 July 2008 by
If you thought yesterday’s UK CPI figures, up from May’s 3.3% to 3.8% p.a. (compared to a consensus forecast from economists of 3.6%) were bad take a look at the US CPI announced today. Consumer prices in the US increased by a...
Category: Bank of England, Interest rates, Mortgages
Posted on 4 July 2008 by
We have seen some interesting pricing moves in the mortgage market over the last couple of days – some good news and some bad but more good than bad.
Dunfermline B S has increased its SVR by 0.15% to 7.29% and introduced a 1%...
Category: Interest rates, Mortgages
The blog postings on this site soley reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
Categories
- Bank of England (33)
- Buy to let (7)
- HIPs (15)
- House and home (39)
- Interest rates (41)
- Miscellaneous (13)
- Mortgages (55)
- Personal finance (14)
- Property market (59)
- Regulation (14)
Archive
- September 2008 (6)
- August 2008 (2)
- July 2008 (9)
- June 2008 (3)
- May 2008 (1)
- April 2008 (4)
- February 2008 (4)
- January 2008 (2)
- December 2007 (1)
- November 2007 (3)
- October 2007 (6)
- September 2007 (9)
- August 2007 (7)
- July 2007 (15)
- June 2007 (11)
- May 2007 (19)
- April 2007 (3)

