Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.

My take on the rest of the MMR proposals

Posted on 21 October 2009 by Ray Boulger

Following on from my blog post on Monday on the MMR I note that less than 24 hours after post the FSA have amended the figure I queried for the increase in property prices over the 10 years to the onset of the credit crunch from...

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Category: Buy to let, HIPs, Interest rates, Mortgages, Personal finance, Regulation

1 Comment

Zoopla finds a clever way round the new HIP rules

Posted on 17 April 2009 by Ray Boulger

An interesting spat has developed between the website Zoopla and The Association of Home Information Pack Providers (AHIPP).

This follows the unhelpful and widely criticised change of law imposed on vendors by the Government...

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Category: HIPs, Property market

2 Comments

Will AHHIP wind down pending the abolition of HIPs after the election?

Posted on 12 August 2008 by Ray Boulger

I note that Paul Broadhead, the Deputy Director General of AHIPP, the Association of HIP Providers, has resigned to take up the new position of Head of Mortgage Policy at The Building Societies Association in November.

It will...

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Category: HIPs, House and home, Property market

2 Comments

Is this the Most Challenging PR Manager job in the UK?

Posted on 30 October 2007 by Ray Boulger

I note that AHIPP (the Association of Home Information Pack Providers), are looking for a PR and Communications Manager. I reckon being PR Manager for AHIPP will be one of the most challenging PR jobs around but anyone tempted to...

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Category: HIPs, House and home, Miscellaneous, Property market

1 Comment

More evidence of HIPs fiasco - don't get the best mortgage

Posted on 28 August 2007 by Ray Boulger

The revelation last week that 2 major mortgage lenders, Barclays Woolwich and HSBC, will only accept the personal search that most HIP providers supply on condition that the solicitor acting for them guarantees it,...

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Category: HIPs, Property market

1 Comment

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The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.