Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 1 December 2009 by Ray Boulger

Yorkshire Building Society has announced it is in “advanced talks” to takeover, sorry, merge with, Chelsea Building Society. This is not yet a done deal and the statement was no doubt rushed out as a result of a leak reported by...

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Category: Buy to let, Miscellaneous, Mortgages, Regulation

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Posted on 26 October 2009 by Ray Boulger

The announcement this afternoon that Barclays are acquiring Standard Life Bank is sad news for consumers, not because of anything negative about Barclays but because it means that one of the dwindling number of brands still...

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Category: Buy to let, Mortgages

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Posted on 21 October 2009 by Ray Boulger

Following on from my blog post on Monday on the MMR I note that less than 24 hours after post the FSA have amended the figure I queried for the increase in property prices over the 10 years to the onset of the credit crunch from...

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Category: Buy to let, HIPs, Interest rates, Mortgages, Personal finance, Regulation

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Posted on 5 October 2009 by Ray Boulger

Following on quickly from the significant improvement (reported in the previous blog post) to Woolwich’s lifetime tracker rate Northern Rock are also getting in on the act with several good improvements to its product range from...

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Category: Buy to let, Interest rates, Mortgages

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Posted on 7 July 2009 by Ray Boulger

This morning the Treasury Select Committee took evidence on "Mortgage arrears and access to mortgage finance" from, among others, Jon Pain, FSA Managing Director of Retail Markets. He told the committee the market for specialist...

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Category: Buy to let, Mortgages, Regulation

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