Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 1 October 2007 by Ray Boulger

George Osborne’s announcement at the Party Conference today that anyone who buys their first home for under £250,000 will pay no stamp duty land tax is a big advance on where we are now, after years of fiscal drag during Gordon...

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Category: House and home, Property market

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Posted on 28 September 2007 by Ray Boulger

The figures most widely reported for Nationwide’s September house price index were a monthly increase of 0.7% and a year on year increase of 9.0%. The reason these figures received the most coverage was simply that they were the...

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Category: Bank of England, House and home, Interest rates, Property market

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Posted on 24 September 2007 by Ray Boulger

A good part of Andrew Marr’s interview with the Gordon Brown on BBC1 yesterday morning was given over to the Northern Rock affair. The Prime Minister persistently refused to answer when he personally knew about the problems at...

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Category: Bank of England, House and home, Interest rates, Mortgages, Property market

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Posted on 7 September 2007 by Ray Boulger

I have devoted my September moneyfacts article to an explanation of the market turmoil caused by the problems in the US sub prime mortgage market and an assessment of some of the implications and potential future impact. Since I...

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Category: Bank of England, House and home, Interest rates, Mortgages, Property market

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Posted on 28 August 2007 by Ray Boulger

The revelation last week that 2 major mortgage lenders, Barclays Woolwich and HSBC, will only accept the personal search that most HIP providers supply on condition that the solicitor acting for them guarantees it,...

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Category: HIPs, Property market

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