Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 20 October 2009 by Ray Boulger

Mortgage Strategy is reporting a call from Vince Cable for ‘stakeholder’ style mortgages to be introduced. He starts off well by saying: “With such a complex mortgage market already in existence highly prescriptive rules for...

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Category: Mortgages, Regulation

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Posted on 19 October 2009 by Ray Boulger

The FSA’s Mortgage Market Review (MMR) was published today and although you are not at risk of getting autism from this MMR there will be a significant amount of consumer detriment if the report’s proposals to ban self...

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Category: House and home, Mortgages, Property market, Regulation

6 Comments


Posted on 9 October 2009 by Ray Boulger

Nationwide’s “Real” House price Index increased by 0.9% in September, almost the same as August’s 1.0% rise. The seasonally adjusted figure for September was very similar at + 0.9%, leaving the cumulative difference between these...

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Category: Bank of England, Interest rates, Mortgages, Property market

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Posted on 6 October 2009 by Ray Boulger

On the Mortgage Strategy web site a spokeswoman for Northern Rock is quoted as saying: "Northern Rock regularly review its products and services to make sure they are meeting customer needs.

"Lifetime mortgages in particular...

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Category: House and home, Mortgages, Personal finance

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Posted on 6 October 2009 by Ray Boulger

In the latest blow to the Equity Release market Northern Rock has announced its withdrawal from that market, following on closely from the recent withdrawals of Coventry and Saffron. Northern Rock was one of the first lenders to...

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Category: Bank of England, House and home, Interest rates, Mortgages, Personal finance, Regulation

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