Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 25 July 2008 by
For the last 3 weeks we have seen a steady stream of lenders cutting rates and there are more today, as detailed below. We are in a very different ball game to the first 6 months of the year, with lenders now actually competing...
Category: Buy to let, Interest rates, Mortgages
Posted on 22 July 2008 by
On Thursday Bank of Ireland will reduce the rates on all their mortgages by between 0.25% and 0.7%. They currently only offer 3 and 5 year fixed rates.
They are one of the few lenders still offering...
Category: Interest rates, Mortgages
Posted on 16 July 2008 by
Answer. If you are thinking its when the description is being written by an over zealous estate agent you would be wrong. That would in any case contravene the Property Misdescriptions Act 1991.
However, mortgage lenders aren’t...
Category: House and home, Mortgages, Property market
Posted on 16 July 2008 by
If you thought yesterday’s UK CPI figures, up from May’s 3.3% to 3.8% p.a. (compared to a consensus forecast from economists of 3.6%) were bad take a look at the US CPI announced today. Consumer prices in the US increased by a...
Category: Bank of England, Interest rates, Mortgages
Posted on 14 July 2008 by
Alliance & Leicester’ (A&L) proposed take over by Santander is bad news for borrowers in so far as it almost certainly means there will be less choice in future because there will be one less brand in the marketplace. However,...
Category: Bank of England, Miscellaneous, Mortgages
The blog postings on this site soley reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
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