Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 9 November 2009 by Ray Boulger

Below is my November column for Money Marketing, published last week:

Lobbying from the AMI and others helped persuade the FSA in its Mortgage Market Review (MMR) not to adopt some of the uninformed suggestions from certain...

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Category: Mortgages, Regulation

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Posted on 5 November 2009 by Ray Boulger

With today’s Bank Rate decision a forgone conclusion, the only question we had to wait until midday to get the answer to was whether the MPC would extend the Quantitative Easing (QE) programme and, if so, by how much. The...

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Category: Bank of England, Interest rates, Mortgages

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Posted on 30 October 2009 by Ray Boulger

Nationwide’s “Real” House price Index increased by 0.1% in October, compared to the more widely reported 0.4% seasonally adjusted rise. This is the smallest monthly rise since the market bottomed out in February but nevertheless...

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Category: Bank of England, Mortgages, Property market

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Posted on 26 October 2009 by Ray Boulger

The announcement this afternoon that Barclays are acquiring Standard Life Bank is sad news for consumers, not because of anything negative about Barclays but because it means that one of the dwindling number of brands still...

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Category: Buy to let, Mortgages

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Posted on 21 October 2009 by Ray Boulger

Following on from my blog post on Monday on the MMR I note that less than 24 hours after post the FSA have amended the figure I queried for the increase in property prices over the 10 years to the onset of the credit crunch from...

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Category: Buy to let, HIPs, Interest rates, Mortgages, Personal finance, Regulation

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