Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 1 September 2008 by Ray Boulger

The latest figures from the Government show that stamp duty land tax on residential properties raised £6.4bn in 2006/07, having increased by 140% from £2.7bn in 2001/02, powered not only by the increase in property prices but...

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Category: House and home, Miscellaneous, Property market

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Posted on 12 August 2008 by Ray Boulger

I note that Paul Broadhead, the Deputy Director General of AHIPP, the Association of HIP Providers, has resigned to take up the new position of Head of Mortgage Policy at The Building Societies Association in November.

It will...

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Category: HIPs, House and home, Property market

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Posted on 12 August 2008 by Ray Boulger

The Royal Institute of Chartered Surveyors' (RICS) monthly survey of the housing market out today is headlined "Tentative signs that housing activity may be nearing a floor." This would have been a very sensible...

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Category: House and home, Property market

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Posted on 25 July 2008 by Ray Boulger

For the last 3 weeks we have seen a steady stream of lenders cutting rates and there are more today, as detailed below. We are in a very different ball game to the first 6 months of the year, with lenders now actually competing...

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Category: Buy to let, Interest rates, Mortgages

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Posted on 22 July 2008 by Ray Boulger

On Thursday Bank of Ireland will reduce the rates on all their mortgages by between 0.25% and 0.7%. They currently only offer 3 and 5 year fixed rates.

They are one of the few lenders still offering...

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Category: Interest rates, Mortgages

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