Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.

Quantitative Easing should be good news for fixed rate mortgages

Posted on 11 February 2009 by Ray Boulger

We have seen mixed movements on fixed rate mortgages this month with some lenders, e.g. Cheltenham & Gloucester (on 5-10 year fixes), Coventry and Halifax, increasing some rates and others, including Chelsea, Cheltenham &...

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Category: Bank of England, Interest rates, Mortgages

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Lies, Damn Lies and Housing Statistics

Posted on 10 February 2009 by Ray Boulger

In its “News & Views” publication today the CML rightly makes the point that the sharp percentage increase in net mortgage lending in December (up from November’s £0.8bn to £1.9bn) shown by The Bank of England data should not be...

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Category: Bank of England, Mortgages

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Cheltenham & Gloucester adopts Government style spin

Posted on 9 February 2009 by Ray Boulger

Cheltenham & Gloucester emailed us late this afternoon to say that their fixed rates are changing tomorrow. They advised that “These changes follow movement in swap rates which have enabled us to pass on reductions on our...

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Category: Interest rates, Mortgages, Regulation

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The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.