Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 28 November 2008 by
Nationwide have today announced that from 1 December they will no longer allow any new borrowing by either existing or new customers on their Standard Variable Rate, which they call Base Mortgage Rate (BMR). The only situation in...
Category: House and home, Interest rates, Mortgages, Regulation
Posted on 27 November 2008 by
Today’s announcement from Nationwide of their House Price Index for November showed a real fall of only 0.3% on the month, although the doctored (or seasonally adjusted to use the technical term) fall headlined by Nationwide was...
Category: Bank of England, House and home, Interest rates, Mortgages, Property market
Posted on 26 November 2008 by
George Osborne was wrong today to criticise Northern Rock for increasing their fixed rates by 0.2 – 0.3%. For such criticism to be fair it is necessary to take account of how competitive their previous deals were and likewise how...
Category: Bank of England, Interest rates, Mortgages, Property market
Posted on 24 November 2008 by
Some of the key comments from Sir James Crosby in his Report, published today, are:
“I believe there is a strong case for intervention in mortgage finance markets.”“The real risk is that the shortage of mortgage finance now...
Category: Bank of England, Mortgages, Personal finance, Property market, Regulation
Posted on 24 November 2008 by
Most of the positive aspects of the Pre Budget Report (PBR) had been well leaked, but many of the negatives were worse than expected. For example leaking the 2.5% VAT cut, leading to anticipation that the cost of fuel, alcohol...
Category: House and home, Mortgages, Personal finance, Property market
The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
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