Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 27 February 2008 by Ray Boulger

Extract from today’s HBOS report to the Stock Exchange with their 2007 figures:

"Regulatory intervention is an ongoing feature of UK retail banking and changes could affect the profitability of our business," the bank warned....

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Category: Mortgages, Personal finance, Regulation

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Posted on 26 February 2008 by Ray Boulger

Royal Bank of Scotland advised early this afternoon that all their 100% LTV deals would close at midnight tonight and at the same time the maximum LTV on their One Account mortgage would be reduced from 99% to 95%.

They also...

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Category: Mortgages, Regulation

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Posted on 13 February 2008 by Ray Boulger

Yesterday's repossession figures from the Council of Mortgage Lenders (CML) for the second half of 2007 are encouraging as the CML had forecast as recently as November last year that repossessions would total 30,000 for the...

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Category: House and home, Interest rates, Mortgages, Personal finance, Property market

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Posted on 7 February 2008 by Ray Boulger

So far the following lenders have confirmed they are cutting their Standard Variable Rate by 0.25%:

HalifaxAbbeyC&G/Lloyds TSBNationwideRBSNatWestBarclays/WoolwichHSBCFirst DirectAlliance & LeicesterBradford &...

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Category: Bank of England, Interest rates, Mortgages, Property market

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