Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 31 July 2007 by
With the deadline now on us for lenders to decide what they are going to do about their exit fee to meet the Financial Service Authority’s (FSA) requirements we are still waiting this evening to hear from several major...
Category: Mortgages, Regulation
Posted on 31 July 2007 by
Shares in American Home Mortgage Investment Corporation, a New York based lender, collapsed to $1.15 this afternoon in Wall St trading. This compares to a price of $40 only 2 year ago, a fall of 97%.
This was a reaction to the...
Category: House and home, Interest rates, Mortgages, Property market
Posted on 28 July 2007 by
After the market turmoil of the last week, with swap rates at last showing meaningful falls on the back of a strong gilt edge market, the flood of increases in the cost of fixed rate mortgages is beginning to abate, although some...
Category: Interest rates, Mortgages
Posted on 27 July 2007 by
Stock markets around the western world look very different at the end of this week compared to just one week ago. What always catches the imagination of the media in these situations is the equity market - after all reporting...
Category: Bank of England, House and home, Interest rates, Mortgages, Personal finance, Property market
Posted on 24 July 2007 by
The biggest U.S. mortgage lender, Countrywide Financial Corp, today reported appalling figures and sharply reduced its profit forecast for 2007, following much worse than expected arrears. Their profit forecast for this year was...
Category: Bank of England, House and home, Interest rates, Mortgages, Personal finance, Property market, Regulation
The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
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