Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
This change from Halifax certainly puts a whole new meaning to its catch phrase “The bank that gives you extra.”
There is naturally a major focus in the media today on the Vickers Report but it is important to recognise that the proposals, which the Chancellor has already accepted, don’t have to be fully implemented until 2019, the same...
With new evidence of problems in global economy emerging almost every day now from somewhere in the world (figures from the UK service sector today were much worse than expected by economists, many of whom seem to be pretty...
The Euro ticking time bomb
Yesterday in the US a Republican Senator, Tom Coburn, who co-authored a new US Senate panel report on the banking crisis, said, “Blame for this mess lies everywhere – from the Federal regulators who cast a blind eye, Wall Street...
If Gordon Brown had not reneged on an Election Pledge to have a referendum before passing new powers to the EU the ECJ’s mad ruling could have been prevented
Today’s inflation figure of CPI 3.7% year on year will provide plenty of copy for the news media but the market’s reaction hardly justifies the Evening Standard headline of “Soaring interest rate on the way.”...
In an interview in The Sunday Telegraph today Lloyds Banking Group's current Chief Executive, Eric Daniels, promised to bring greater transparency to his bank's financial products in the last 3 months of his tenure....
In his book Gordon Brown claims he was misled by Sir Fred Goodwin about the extent of reckless lending at the Royal Bank of Scotland....
Today’s joint press release from Shelter and the CAB entitled “Reckless lending must be stamped out now,” which refers to their joint letter to Housing Minister, Grant Shapps, in response to the FSA’s Responsible Lending...
The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.