Ray Boulger's Blog

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 31/12/2009 by
December is usually the month when Nationwide’s widely reported seasonally adjusted House Price Index shows the largest upward adjustment from the real figure and this year was no different. Thus a real fall of 0.4% in December...
Categories: Property market
Posted on 10/12/2009 by
The main impact of the Pre Budget Report on the housing market will be at the top end, primarily in London & the South East. The 50% bank payroll tax on discretionary bonuses over £25,000 will surely have some impact either on...
Categories: House and home, Personal finance, Property market, Regulation
Posted on 07/12/2009 by
I watched the repeat of Question Time on BBC Parliament yesterday and two points in relation to the housing market in general and the Lib Dems’ revised proposals for a Mansion tax in particular struck me as being worth commenting...
Categories: House and home, Property market
Posted on 01/12/2009 by
Yorkshire Building Society has announced it is in “advanced talks” to takeover, sorry, merge with, Chelsea Building Society. This is not yet a done deal and the statement was no doubt rushed out as a result of a leak reported by...
Categories: Buy to let, Miscellaneous, Mortgages, Regulation
Posted on 09/11/2009 by
Below is my November column for Money Marketing, published last week:
Lobbying from the AMI and others helped persuade the FSA in its Mortgage Market Review (MMR) not to adopt some of the uninformed suggestions from certain...
Categories: Mortgages, Regulation
The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.