Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 16/12/2008 by
This evening the Federal Reserve cut the main U.S. interest rate to “a target range” of between zero and 0.25% this evening and said it “will employ all available tools to promote the resumption of sustainable economic...
Categories: Bank of England, Interest rates, Mortgages, Property market
Posted on 16/12/2008 by
Bank of Scotland are tomorrow adding to their Large Loan range with the launch of a 3 year fixed rate up to 60% LTV at 5.29% with a 0.25% fee with a maximum loan size of £10m. I think this is the first time any mainstream lender...
Categories: House and home, Mortgages, Property market
Posted on 15/12/2008 by
Alistair Darling, today in the House of Commons:
"Of course we are more likely to be more severely affected as a result [of the UK's dependence on the City and housing market]".
Gordon Brown on too many occasions to...
Categories: House and home, Miscellaneous, Property market
Posted on 13/12/2008 by
The BBC has today been reporting about Abbey withdrawing borrowing facilities from some customers with an offset mortgage, which Abbey call a flexible mortgage. This follows Abbey sending out letters last month to about 4,000...
Categories: Mortgages, Personal finance, Regulation
Posted on 12/12/2008 by
Tomorrow’s FT Money Section has an article headed “Borrowers refused best rates,” focusing on good quality clients being turned down for stupid reasons, a problem which is escalating. Brief details of a couple of examples I gave...
Categories: Buy to let, Mortgages, Regulation
The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.