Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
27/02/2008 by
Extract from today’s HBOS report to the Stock Exchange with their 2007 figures: ...
Categories: Mortgages, Personal finance, Regulation
13/02/2008 by
Yesterday's repossession figures from the Council of Mortgage Lenders (CML) for the second half of 2007 are encouraging as the CML had forecast as recently as November last year that repossessions would total 30,000 for the year...
Categories: Property market, Mortgages, Personal finance, House and home, Interest rates
09/10/2007 by
Gordon Brown’s final Budget report as Chancellor disappointingly held out no promise of any moves to make the current stamp duty land tax fair, or even less unfair. Alisdair Darling has gone very little further in today’s <link...
Categories: Mortgages, Personal finance, House and home, Miscellaneous
09/10/2007 by
When announcing his proposals on IHT in today’s pre-budget report Alistair Darling said that he would invest the £2 billion he had “saved” in health and education.” The only problem with this is that his proposals actually cost...
Categories: Personal finance, Miscellaneous
26/08/2007 by
An article on savings accounts by Steve Lodge in last weekend’s FT included a comment from me that with Libor rates, i.e. the...
Categories: Personal finance, Interest rates
27/07/2007 by
Stock markets around the western world look very different at the end of this week compared to just one week ago. What always catches the imagination of the media in these situations is the equity market - after all reporting that...
Categories: Property market, Bank of England, Mortgages, Personal finance, House and home, Interest rates
24/07/2007 by
The biggest U.S. mortgage lender, Countrywide Financial Corp, today reported appalling figures and sharply reduced its profit forecast for 2007, following much worse than...
Categories: Property market, Bank of England, Mortgages, Personal finance, Regulation, House and home, Interest rates
10/07/2007 by
Last week in Prime Minister’s Questions Gordon Brown used the excuse that he had only been Prime Minister for 5 days (although actually it was 7) as the reason for his not knowing anything about an organisation the Government...
Categories: Property market, Mortgages, Personal finance, House and home, Interest rates
05/07/2007 by
Today’s 0.25% increase in Bank Rate was widely expected, but that won’t make it any less painful for mortgage borrowers. I suspect the
Categories: Bank of England, Personal finance, House and home, Interest rates
25/06/2007 by
Northern Rock today launched three mortgages with extended early repayment charges (ERCs), although because they know full well that any product with extended ERCs will be ignored by most brokers and castigated in the media they...
Categories: Mortgages, Personal finance, House and home, Interest rates
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The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.