Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
07/10/2008 by
Icesave suspended all transfers in and out of their ISAs and other accounts from 7.00. this morning. The following statement is on their web site:
We are not currently processing any deposits or any withdrawal requests through...
Categories: Personal finance, Miscellaneous
18/09/2008 by
Freddie Mac reported today that the average rate for 30 year fixed rate mortgages fell further this week to stand at 5.78%, down from 6.35%just prior to the Fannie & Freddie nationalisation and the lowest rate since Feb 14. It...
Categories: Mortgages, Miscellaneous, Interest rates
03/09/2008 by
When presenting yesterday’s package of measures to help home buyers and the housing market Gordon Brown talked about “Help with stamp duty.” This is a bit like a thief saying I am going to help you by not stealing any money from...
Categories: Property market, House and home, Miscellaneous
02/09/2008 by
According to The Council of Mortgage Lenders (CML) just over 289,000 mortgages were granted to home buyers in the first half of this year in the UK and 50,000 (17%) of these buyers would have benefited if the new tax regime had...
Categories: Property market, House and home, Miscellaneous
02/09/2008 by
The only good thing about today’s announcement from the Government on stamp duty is that it clears the air. The inept leak that they were considering doing something on stamp duty had the totally predictable effect of causing a...
Categories: Property market, House and home, Miscellaneous
01/09/2008 by
The latest figures from the Government show that stamp duty land tax on residential properties raised £6.4bn in 2006/07, having increased by 140% from £2.7bn in 2001/02, powered not only by the increase in property prices but also...
Categories: Property market, House and home, Miscellaneous
14/07/2008 by
Alliance & Leicester’ (A&L) proposed take over by Santander is bad news for borrowers in so far as it almost certainly means there will be less choice in future because there will be one less brand in the marketplace. However,...
Categories: Bank of England, Mortgages, Miscellaneous
05/07/2008 by
In her "Jessica Investigates" page of today's Daily Telegraph Jessica Gorst-Williams replies to 7 readers' letters complaining about financial institutions. Of these over 50% (4 to be precise) were complaints about Abbey. ...
Categories: Mortgages, Personal finance, Miscellaneous
03/07/2008 by
Yesterday Dr Chakib Khelil, president of Opec, the oil producers’ cartel, told the BBC that a rise in the European Central Bank (ECB) rate today would cause the dollar to weaken further against the euro, thus making oil a more...
Categories: Interest rates, Mortgages, Miscellaneous
30/10/2007 by
I note that AHIPP (the Association of Home Information Pack Providers), are looking for a PR and Communications Manager. I reckon being PR Manager for AHIPP will be one of the most challenging PR jobs around but anyone tempted to...
Categories: Property market, House and home, Miscellaneous, HIPs
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The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.