Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 3 July 2008 by Ray Boulger

Yesterday Dr Chakib Khelil, president of Opec, the oil producers’ cartel, told the BBC that a rise in the European Central Bank (ECB) rate today would cause the dollar to weaken further against the euro, thus making oil a more...

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Category: Interest rates, Miscellaneous, Mortgages

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Posted on 3 July 2008 by Ray Boulger

The Bank of England's (BofE’s) second quarterly Credit Conditions Survey was conducted between 27 May and 18 June and in one question lenders were asked to report their actual experience over the previous three months and their...

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Category: Bank of England, Mortgages

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Posted on 27 June 2008 by Ray Boulger

HSBC have repriced upwards their Rate Matcher mortgage, i.e. the remortgage only product where they offer for a further 2, 3 or 5 years the same fixed rate borrowers have been paying, but with a variable fee,...

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Category: Interest rates, Mortgages

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Posted on 23 June 2008 by Ray Boulger

Clive Cowdery, who made an estimated £150m profit from the sale this year of his Resolution vehicle to Pearl Group after buying up and consolidating closed with profit funds from several insurance companies after the dot.com...

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Category: Bank of England, Mortgages, Property market

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Posted on 19 June 2008 by Ray Boulger

This week has seen the release of a whole raft of statistics and other information which will have a strong bearing on the path of Bank Rate over the next few months.

The CPI figures for May were slightly worse than expected at...

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Category: Bank of England, Interest rates, Mortgages

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