Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 22 January 2010 by
To promote lower rates from today on a third of its 2 year fixes (those with a maximum LTV of 80%) Santander has put out a press release headlined “Demand for tracker deals plummets as homeowners look to make fixed rate hay while...
Category: House and home, Interest rates, Mortgages
Posted on 14 January 2010 by
Rasmussen (One of the top USA polling companies) yesterday released its latest findings on what US consumers think about their housing market and it is not positive news.
They have little confidence in the housing market, either...
Category: Bank of England, House and home, Interest rates, Property market
Posted on 11 January 2010 by
Santander Group this morning sent an email to brokers confirming the re-brand of Abbey and Bradford & Bingley branches to Santander, and indeed the branch in Holborn near my office has already been rebranded.
The second...
Category: Miscellaneous, Mortgages, Personal finance
Posted on 31 December 2009 by
December is usually the month when Nationwide’s widely reported seasonally adjusted House Price Index shows the largest upward adjustment from the real figure and this year was no different. Thus a real fall of 0.4% in December...
Category: Property market
Posted on 10 December 2009 by
The main impact of the Pre Budget Report on the housing market will be at the top end, primarily in London & the South East. The 50% bank payroll tax on discretionary bonuses over £25,000 will surely have some impact either on...
Category: House and home, Personal finance, Property market, Regulation
The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
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