Mortgages & me

Bringing both explanation and humour (yes, it is possible) to an often perceived realm of boredom

Mortgages. Let’s not kid ourselves here. If you had the choice of having one or not then there would be no choice. However, the vast majority of us, Russian billionaires excluded, need them to fuel that much loved British tradition – homeownership. So, if we all accept that we need them, you may as well do something positive and get the best one for you. It is staggering how many people make sure they get value for money from every day items but do not manage their home loan properly - the savings far outweigh the difference between the best baked beans and the value ones.

So, this blog will attempt to look at the world of mortgages and the housing market and try to bring both explanation and humour (yes, it is possible), and spark some comment, to an oft perceived realm of boredom. Here goes…

Drew Wotherspoon


Posted on 21/11/2008 by Drew

The historic cut in interest rates of 2% over the last two months has seen many mortgage borrowers’ monthly payments reduce dramatically.  You should, if you can, maintain pre-cut payments and use the low interest rate...

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Categories: Interest rates, Mortgage Lenders, Mortgages, Tracker mortgages

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Posted on 25/09/2008 by Drew

Anyone trying to choose a mortgage at the moment may well feel like their head is spinning, with rates yo-yoing and even the experts finding it hard to predict what news the next days and weeks might bring.  While many...

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Categories: Fixed rate mortgages, Interest rates, Mortgages, Tracker mortgages

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Posted on 19/08/2008 by Drew

More good news for the mortgage market with the announcement from Lloyds TSB that it is cutting its mortgage rates for the second time in two weeks amid signs that real levels of competition are returning to the market. The...

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Categories: Fixed rate mortgages, Interest rates, Mortgages, Tracker mortgages

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Posted on 14/08/2008 by Drew

To say the mortgage market has been an enigma of late would be an understatement of epic proportions. With news, most of it negative, emanating on a daily basis, borrowers could be forgiven for not knowing whether to fix, track,...

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Categories: Fixed rate mortgages, Interest rates, Mortgages, Tracker mortgages

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Posted on 13/08/2008 by Drew

I am reliably informed that one of the most popular mortgage search terms for mortgages on www.google.co.uk is for cheap mortgages; after all, everyone likes a bargain.

Indeed, our own...

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Categories: Fixed rate mortgages, Interest rates, Mortgages, Tracker mortgages

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