Mortgages & me
Bringing both explanation and humour (yes, it is possible) to an often perceived realm of boredom
Mortgages. Let’s not kid ourselves here. If you had the choice of having one or not then there would be no choice. However, the vast majority of us, Russian billionaires excluded, need them to fuel that much loved British tradition – homeownership. So, if we all accept that we need them, you may as well do something positive and get the best one for you. It is staggering how many people make sure they get value for money from every day items but do not manage their home loan properly - the savings far outweigh the difference between the best baked beans and the value ones.
So, this blog will attempt to look at the world of mortgages and the housing market and try to bring both explanation and humour (yes, it is possible), and spark some comment, to an oft perceived realm of boredom. Here goes…
Drew Wotherspoon
08/12/2011 by
TODAY'S MPC MEETING A SIDESHOW WITH ALL EYES ON THE ECB MEETING
• Eurozone crisis Summit will Determine the Fate of he Euro
Ray Boulger of leading independent mortgage adviser John Charcol comments on the news that the MPC...
Categories: Mortgages, Interest rates, House Prices, First time buyers, Remortgaging, Moving Home
22/11/2011 by
HSBC’s recent claim that “81% of all best buys are provided by direct lenders” seems to have missed out on the vital point of it’s only a “Best Buy” if you can actually get it. If you can’t it might as well be on the moon. “How do...
Categories: Mortgages, Mortgage Lenders, Tracker mortgages, Fixed rate mortgages, First time buyers, Remortgaging, Moving Home, Home Mover, Buy to let
17/01/2011 by
Hometrack data seems to be predicting a repeat of 2010. Prices on houses are expected to decline more, by at least another 2%. The standard base rate is expected to remain at 0.5% just as it sat throughout 2010. The number of...
Categories: Mortgages, Remortgaging, Media, Commercial
17/01/2011 by
The remortgage market is likely to have passed its lowest point and will see an increase in activity this year, according to, well, us...
Those looking for the best mortgage rates will be interested to hear that Ray Boulger, our...
Categories: Remortgaging, Mortgages
21/12/2010 by
Read what Ray Boulger has to say on the latest ads from Lloyds Banking Group. Click here to find out more.
Categories: Mortgages, Buy to let, Interest rates, House Prices, Remortgaging
09/11/2010 by
Enquiries for remortgaging spiked in October as many mortgage borrowers looked to see if they are currently in the best place. With constant stories of doom and gloom and the impact of the Consumer Spending Review starting to...
Categories: Remortgaging, Variable mortgages, Fixed rate mortgages, Mortgages
26/08/2010 by
In July 2010, the proportion of purchase business transacted by John Charcol was the highest it has been for many, many years. Click here for the full report.
Categories: Buy to let, Mortgages, Tracker mortgages, Fixed rate mortgages, Home Mover, Remortgaging
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The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and neither John Charcol nor Drew Wotherspoon will accept liability for them.