Mortgages & me
Bringing both explanation and humour (yes, it is possible) to an often perceived realm of boredom
Mortgages. Let’s not kid ourselves here. If you had the choice of having one or not then there would be no choice. However, the vast majority of us, Russian billionaires excluded, need them to fuel that much loved British tradition – homeownership. So, if we all accept that we need them, you may as well do something positive and get the best one for you. It is staggering how many people make sure they get value for money from every day items but do not manage their home loan properly - the savings far outweigh the difference between the best baked beans and the value ones.
So, this blog will attempt to look at the world of mortgages and the housing market and try to bring both explanation and humour (yes, it is possible), and spark some comment, to an oft perceived realm of boredom. Here goes…
Drew Wotherspoon
08/12/2011 by
TODAY'S MPC MEETING A SIDESHOW WITH ALL EYES ON THE ECB MEETING
• Eurozone crisis Summit will Determine the Fate of he Euro
Ray Boulger of leading independent mortgage adviser John Charcol comments on the news that the MPC...
Categories: Mortgages, Interest rates, House Prices, First time buyers, Remortgaging, Moving Home
25/11/2011 by
Following reports in the press that First Time Buyers aren’t aware of the return of High LTV’s (Loan To Value), we thought it worth making a bit of a splash about this. ...
Categories: Long term fixed rates, Tracker mortgages, Fixed rate mortgages, First time buyers, Mortgages, Interest rates
22/11/2011 by
HSBC’s recent claim that “81% of all best buys are provided by direct lenders” seems to have missed out on the vital point of it’s only a “Best Buy” if you can actually get it. If you can’t it might as well be on the moon. “How do...
Categories: Mortgages, Mortgage Lenders, Tracker mortgages, Fixed rate mortgages, First time buyers, Remortgaging, Moving Home, Home Mover, Buy to let
17/01/2011 by
A survey from specialist buy to let lender Paragon Group reports that strong demand for rental properties and improving finance conditions have led to 71% of landlords being optimistic about the outlook for 2011. ...
Categories: Buy to let, Mortgages, Interest rates
17/01/2011 by
Central London residential rents rose by 2.2 percent in the final quarter of 2010 according to the latest research by a leading estate agent. ...
Categories: Buy to let, Mortgages
17/01/2011 by
Hometrack data seems to be predicting a repeat of 2010. Prices on houses are expected to decline more, by at least another 2%. The standard base rate is expected to remain at 0.5% just as it sat throughout 2010. The number of...
Categories: Mortgages, Remortgaging, Media, Commercial
17/01/2011 by
The remortgage market is likely to have passed its lowest point and will see an increase in activity this year, according to, well, us...
Those looking for the best mortgage rates will be interested to hear that Ray Boulger, our...
Categories: Remortgaging, Mortgages
17/01/2011 by
Housebuilder Barratt has teamed up with Hitachi Capital to offer parents a new way of helping their children get on to the property ladder. ...
Categories: First time buyers, Mortgages
17/01/2011 by
A scheme to help first-time buyers in the Isle of Man has been so successful that the Department of Social Care is to ask Tynwald for an extra £2.8m. It will pay for financial assistance given to more than 120 people, within...
Categories: First time buyers, Mortgages
21/12/2010 by
Read what Ray Boulger has to say on the latest ads from Lloyds Banking Group. Click here to find out more.
Categories: Mortgages, Buy to let, Interest rates, House Prices, Remortgaging
The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and neither John Charcol nor Drew Wotherspoon will accept liability for them.