Mortgages & me
Bringing both explanation and humour (yes, it is possible) to an often perceived realm of boredom
Mortgages. Let’s not kid ourselves here. If you had the choice of having one or not then there would be no choice. However, the vast majority of us, Russian billionaires excluded, need them to fuel that much loved British tradition – homeownership. So, if we all accept that we need them, you may as well do something positive and get the best one for you. It is staggering how many people make sure they get value for money from every day items but do not manage their home loan properly - the savings far outweigh the difference between the best baked beans and the value ones.
So, this blog will attempt to look at the world of mortgages and the housing market and try to bring both explanation and humour (yes, it is possible), and spark some comment, to an oft perceived realm of boredom. Here goes…
17/01/2011 by
Hometrack data seems to be predicting a repeat of 2010. Prices on houses are expected to decline more, by at least another 2%. The standard base rate is expected to remain at 0.5% just as it sat throughout 2010. The number of...
Categories: Mortgages, Remortgaging, Media, Commercial
14/08/2008 by
Having just returned from two weeks in France, some of which was spent (thankfully) with non-mortgage types, I learned a valuable lesson. The UK mortgage buyer is confused. Just what is the best way to get the best mortgage for...
Categories: Mortgages, Media, Interest rates
13/08/2008 by
News today is that the chancellor's recents statements on stamp duty have caused house hunters to delay putting in offers on properties, according to estate agents. ...
Categories: Interest rates, House Prices, Stamp Duty, Media, Estate Agents
12/08/2008 by
Seems obvious, but we are not talking about the actual shape of one's abode. Rather the movement in the value of each distinct type of property. Figures released today from the government show that the avearge price of a flat...
Categories: Mortgages, House Prices, Media
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The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and neither John Charcol nor Drew Wotherspoon will accept liability for them.