Mortgages & me
Bringing both explanation and humour (yes, it is possible) to an often perceived realm of boredom
Mortgages. Let’s not kid ourselves here. If you had the choice of having one or not then there would be no choice. However, the vast majority of us, Russian billionaires excluded, need them to fuel that much loved British tradition – homeownership. So, if we all accept that we need them, you may as well do something positive and get the best one for you. It is staggering how many people make sure they get value for money from every day items but do not manage their home loan properly - the savings far outweigh the difference between the best baked beans and the value ones.
So, this blog will attempt to look at the world of mortgages and the housing market and try to bring both explanation and humour (yes, it is possible), and spark some comment, to an oft perceived realm of boredom. Here goes…
Drew Wotherspoon
25/11/2011 by
Following reports in the press that First Time Buyers aren’t aware of the return of High LTV’s (Loan To Value), we thought it worth making a bit of a splash about this. ...
Categories: Long term fixed rates, Tracker mortgages, Fixed rate mortgages, First time buyers, Mortgages, Interest rates
07/10/2010 by
Now that Bank Rate has remained at 0.5% for 19 months a new milestone has been passed. Bank Rate, which has had various names over the years, has now been unchanged for the longest period since the Second World War.
After a false...
Categories: Mortgages, Long term fixed rates, Tracker mortgages, Fixed rate mortgages
08/05/2009 by
We have heard from a number of lenders today about putting the rates on their best fixed rate mortgages up. If you are thinking about one then the message is clear, get in quick. To have a look at the current selection of the...
Categories: Mortgages, Long term fixed rates
12/10/2007 by
So the government will be renewing its campaign to dispel the apathy felt by homeowners towards long term fixed rates - good luck, they are going to need it. In principal the idea that long term fixed rates will bring stability...
Categories: Mortgages, Budget, Long term fixed rates, Fixed rate mortgages, Government
Displaying results 1 to 4 out of 4
- 1
The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and neither John Charcol nor Drew Wotherspoon will accept liability for them.