Mortgages & me
Bringing both explanation and humour (yes, it is possible) to an often perceived realm of boredom
Mortgages. Let’s not kid ourselves here. If you had the choice of having one or not then there would be no choice. However, the vast majority of us, Russian billionaires excluded, need them to fuel that much loved British tradition – homeownership. So, if we all accept that we need them, you may as well do something positive and get the best one for you. It is staggering how many people make sure they get value for money from every day items but do not manage their home loan properly - the savings far outweigh the difference between the best baked beans and the value ones.
So, this blog will attempt to look at the world of mortgages and the housing market and try to bring both explanation and humour (yes, it is possible), and spark some comment, to an oft perceived realm of boredom. Here goes…
Drew Wotherspoon
22/11/2011 by
HSBC’s recent claim that “81% of all best buys are provided by direct lenders” seems to have missed out on the vital point of it’s only a “Best Buy” if you can actually get it. If you can’t it might as well be on the moon. “How do...
Categories: Mortgages, Mortgage Lenders, Tracker mortgages, Fixed rate mortgages, First time buyers, Remortgaging, Moving Home, Home Mover, Buy to let
17/01/2011 by
A survey from specialist buy to let lender Paragon Group reports that strong demand for rental properties and improving finance conditions have led to 71% of landlords being optimistic about the outlook for 2011. ...
Categories: Buy to let, Mortgages, Interest rates
17/01/2011 by
Central London residential rents rose by 2.2 percent in the final quarter of 2010 according to the latest research by a leading estate agent. ...
Categories: Buy to let, Mortgages
21/12/2010 by
Read what Ray Boulger has to say on the latest ads from Lloyds Banking Group. Click here to find out more.
Categories: Mortgages, Buy to let, Interest rates, House Prices, Remortgaging
26/08/2010 by
In July 2010, the proportion of purchase business transacted by John Charcol was the highest it has been for many, many years. Click here for the full report.
Categories: Buy to let, Mortgages, Tracker mortgages, Fixed rate mortgages, Home Mover, Remortgaging
26/08/2008 by
One of the keenest debates over recent years in the mortgage market has been over buy to let mortgages. Some see them as an excellent market; others see them as a bubble waiting to burst. Buy to let mortgages really have divided...
Categories: Buy to let, Mortgages, Interest rates
04/10/2007 by
It is interesting to read all the media coverage on buy to let and first time buyers. Like most healthy arguments, there are those in favour and those against. However, most of the opinion is from the media who are, after all,...
Categories: Mortgages, Buy to let
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The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and neither John Charcol nor Drew Wotherspoon will accept liability for them.