Mortgages & me
Bringing both explanation and humour (yes, it is possible) to an often perceived realm of boredom
Mortgages. Let’s not kid ourselves here. If you had the choice of having one or not then there would be no choice. However, the vast majority of us, Russian billionaires excluded, need them to fuel that much loved British tradition – homeownership. So, if we all accept that we need them, you may as well do something positive and get the best one for you. It is staggering how many people make sure they get value for money from every day items but do not manage their home loan properly - the savings far outweigh the difference between the best baked beans and the value ones.
So, this blog will attempt to look at the world of mortgages and the housing market and try to bring both explanation and humour (yes, it is possible), and spark some comment, to an oft perceived realm of boredom. Here goes…
Drew Wotherspoon
12/10/2007 by
So the government will be renewing its campaign to dispel the apathy felt by homeowners towards long term fixed rates - good luck, they are going to need it. In principal the idea that long term fixed rates will bring stability...
Categories: Mortgages, Budget, Long term fixed rates, Fixed rate mortgages, Government
10/10/2007 by
Another budget, another missed opportunity. Stamp Duty, the tax that we all pay on property transactions, was left untouched by Alisdair Darling yesterday will he was busy raiding (allegedly) Tory policies on other issues. ...
Categories: Mortgages, Stamp Duty, Budget
10/10/2007 by
Right, there were a few entires for this, some better than others it has to be said. Congratulations to Katherine for the use of the word tenuous, but the prize has to go to Ruben for his desription of Samurai. Let me have your...
Categories: Mortgages
04/10/2007 by
It is interesting to read all the media coverage on buy to let and first time buyers. Like most healthy arguments, there are those in favour and those against. However, most of the opinion is from the media who are, after all,...
Categories: Mortgages, Buy to let
04/10/2007 by
I am reliably informed that 20 years ago people were as obsessed with house prices as they are now. If anyone would like to confirm that I would be interested to hear. As an aside, I am also reliably informed (how nice it is to...
Categories: Mortgages, House Prices
04/10/2007 by
So many mortgage lenders have decided that mortgages are just not profitable enough for them at the moment. Those pesky consumers who have forced lenders to drive down the prices of loans, how very dare they. It will be...
Categories: Mortgages, Mortgage Lenders
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The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and neither John Charcol nor Drew Wotherspoon will accept liability for them.