Mortgages & me

Bringing both explanation and humour (yes, it is possible) to an often perceived realm of boredom

Mortgages. Let’s not kid ourselves here. If you had the choice of having one or not then there would be no choice. However, the vast majority of us, Russian billionaires excluded, need them to fuel that much loved British tradition – homeownership. So, if we all accept that we need them, you may as well do something positive and get the best one for you. It is staggering how many people make sure they get value for money from every day items but do not manage their home loan properly - the savings far outweigh the difference between the best baked beans and the value ones.

So, this blog will attempt to look at the world of mortgages and the housing market and try to bring both explanation and humour (yes, it is possible), and spark some comment, to an oft perceived realm of boredom. Here goes…

Drew Wotherspoon


Posted on 26/08/2010 by Drew

In July 2010, the proportion of purchase business transacted by John Charcol was the highest it has been for many, many years.  Click here for the...

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Posted on 11/08/2010 by Drew

Another great example of the never ending contradictions that are house price and mortgage reports.

Mortgage lending for house purchases picked up sharply in June, reaching its highest level since November 2009, a time when...

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Posted on 11/08/2010 by Drew

I am all but certain this used to be a sweet, but these days it more commonly refers to our economy and the not so sweet prospect of a double dip recession.  News over the last few days has left us wondering again whether we...

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Posted on 12/07/2010 by Drew

Having helped many of our clients do exactly the same, John Charcol is delighted to confirm it has moved.  Our head office is now just a stone's throw away from London's Liverpool Street Station.

So, if you are based in the...

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Posted on 30/06/2010 by Drew

Andrew Sentance of the MPC called for a rise in interest rates for the first time in almost two years, the latest minutes show. He voted to lift rates by 25bps due to stubborn inflation. It was...

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