Home & Money News

18/12/2007 by (c) 2007 Spannerworks Ltd.

The Treasury has agreed to extend its protection of Northern Rock to cover money loaned to the bank by financial institutions.

The move, announced this morning, comes at Northern Rock's request, and has fuelled speculation that...

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18/12/2007 by (c) 2007 Spannerworks Ltd.

Borrowers with a fixed-rate mortgage have been most affected by interest rate rises over the past year, research by the Bank of England has shown.

A survey commissioned by the Bank for its final quarterly bulletin of 2007, asked...

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18/12/2007 by (c) 2007 Spannerworks Ltd.

Most mortgage lenders have passed on this month's interest rate cut to borrowers, though not all have reduced rates by the full 0.25 percentage points.

Earlier this month, the Bank of England reduced the Bank interest rate from...

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17/12/2007 by (c) 2007 Spannerworks Ltd.

The asking price for properties in England and Wales fell by 3.2% in December, according to figures from Rightmove.co.uk.

The property website's House Price Index, which tracks the price asked by home-sellers for their property,...

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17/12/2007 by (c) 2007 Spannerworks Ltd.

Pension campaigners are celebrating today, after the government announced a £2.9 billion rescue package.

The money will boost the funds available to workers who lost their pension when their company became insolvent.

Employees...

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14/12/2007 by (c) 2007 Spannerworks Ltd.

The amount of money being saved in the UK has risen to a record level, according to National Savings.

The government-owned financial provider's quarterly savings survey reveals that British people saved an average of £91.15 each...

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14/12/2007 by (c) 2007 Spannerworks Ltd.

Home Information Packs (HIPs) apply to all properties sold in England and Wales from today.

Under the scheme, which has now been extended to include two-bedroom and smaller properties, anyone putting a home of any size on the...

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14/12/2007 by (c) 2007 Spannerworks Ltd.

Energy companies are failing to make their customers aware of their cheaper tariffs, according to comparison website Moneysupermarket.com.

The site says that by switching to their supplier's cheapest gas and electricity plans, an...

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13/12/2007 by (c) 2007 Spannerworks Ltd.

House prices in England and Wales have fallen for the fourth consecutive month, according to the Royal Institution of Chartered Surveyors (RICS).

In RICS' November survey of its members, 58% of surveyors reported a fall in prices,...

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12/12/2007 by (c) 2007 Spannerworks Ltd.

The leader of the Conservative Party has called on lenders to "step up to the plate" and help borrowers who face a leap in their mortgage rates next year.

It is thought that around 1.4 million borrowers will face a sudden rise in...

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Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

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John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FSA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.