Home & Money News

14/01/2008 by (c) 2008 Spannerworks Ltd.

Energy regulator Ofgem has said that it has no plans to act to curb rising energy bills, even though the average household may soon be paying 75% more for its energy than five years ago.

Ofgem says that it has no concerns about...

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14/01/2008 by (c) 2008 Spannerworks Ltd.

A High Court test case between banks and the Office of Fair Trading (OFT) is set to begin this week.

The case is an attempt to settle the overdraft charges dispute between banks and consumers, which last year resulted in thousands...

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11/01/2008 by (c) 2008 Spannerworks Ltd.

People using money transfer services to send funds abroad will gain new safeguards, under a scheme revealed by the government.

International Development Minister Shahid Malik announced the customer charter, which commits firms to...

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10/01/2008 by (c) 2008 Spannerworks Ltd.

The Bank of England has decided to keep interest rates on hold today, leaving the Bank rate at 5.5%.

The news will be come as a disappointment to many borrowers, after widespread speculation that the Bank was on the verge of...

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09/01/2008 by (c) 2008 Spannerworks Ltd.

Borrowers are being advised to look carefully at the rate of interest on their loans, as new research highlights cases where borrowing slightly larger amounts with the same lender could actually cost less.

The study by financial...

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08/01/2008 by (c) 2008 Spannerworks Ltd.

House price growth rallied in December, according to the latest survey from Halifax.

The building society's house price index found that UK house prices lifted by 1.3% in December, contrasting with the three successive falls...

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07/01/2008 by (c) 2008 Spannerworks Ltd.

The average income in the UK will surpass that in the United States this year, an economics forecaster predicts.

Oxford Economics (OE) says that the UK gross domestic product (GDP) per person will reach £23,500 this year, compared...

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04/01/2008 by (c) 2008 Spannerworks Ltd.

The Financial Services Authority (FSA) is to be given more power to intervene in failing banks, as part of the Treasury's longer-term response to the Northern Rock crisis.

The government regulator is at the centre of a shake-up,...

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04/01/2008 by (c) 2008 Spannerworks Ltd.

Four million people could find themselves paying around 15% more for their household energy, after the UK's largest electricity supplier announced it will be putting prices up.

Npower is yet to announce the exact hike in its gas...

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03/01/2008 by (c) 2008 Spannerworks Ltd.

A report from the Bank of England has confirmed that lenders have become less willing to lend to homeowners or businesses in recent months.

The Credit Conditions Survey for the final quarter of 2007 predicts that the credit...

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Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

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John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FSA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.