Home & Money News

24/01/2008 by (c) 2008 Spannerworks Ltd.

The number of new mortgage loans made by high street banks fell to a record low in December, figures published today show.

Data from the British Bankers' Association (BBA) reveal that banks made 42,088 loans to homebuyers in the...

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23/01/2008 by (c) 2008 Spannerworks Ltd.

Nearly five million people in the UK are living beyond their means, says a study by comparison website uSwitch.com.

And many are running up debts – with half of the 4.8 million total relying on an overdraft to fund their...

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23/01/2008 by (c) 2008 Spannerworks Ltd.

The Bank of England (BoE)'s decision to leave the interest rate unchanged at 5.5% was the result of an 8-1 vote, minutes published today reveal.

Only one member of the Bank's Monetary Policy Committee (MPC), David Blanchflower,...

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22/01/2008 by (c) 2008 Spannerworks Ltd.

Mortgage lending dropped by a quarter between November and December last year, the Council of Mortgage Lenders (CML) has revealed.

Its monthly release of figures shows that, while overall lending for 2007 was the highest on...

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22/01/2008 by (c) 2008 Spannerworks Ltd.

The Financial Services Authority (FSA) has been asked by the UK's leading independent insurance body to review the regulation of comparison websites.

The British Insurance Brokers' Association (BIBA) has called on the FSA to...

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21/01/2008 by (c) 2008 Spannerworks Ltd.

The average asking price for a house has fallen for the third month in a row, but more people are active in the market, according to the latest figures from Rightmove.

The online estate agency's house price index shows that asking...

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18/01/2008 by (c) 2008 Spannerworks Ltd.

Charcol has announced that it has dropped fees for mortgage advice given over the phone.

The move brings the mortgage broker's telephone service in line with its fee-free online advice, and applies to mortgages across the UK...

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18/01/2008 by (c) 2008 Spannerworks Ltd.

British Gas has become the latest energy supplier to announce significant price rises, with customers for both gas and electricity facing an immediate 15% increase in bills.

The move follows rises from both EDF and Npower in...

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16/01/2008 by (c) 2008 Spannerworks Ltd.

The prospect of a cut in interest rates next month looks less likely after yesterday, as official figures revealed that inflation remained above target in December.

The CPI rate of inflation, published by the Office of National...

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15/01/2008 by (c) 2008 Spannerworks Ltd.

There is a need for generic financial advice (GFA) to be made nationally available, according to Citizens Advice. ...

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Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FSA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.