Mortgage types

There are a large number of different mortgage options on the market - all suited to different lifestyles and circumstances. It can be confusing understanding all the features of the different products and knowing which one to choose.  Should I go for an interest only mortgage or repayment? Do I need any special mortgage features?

You can choose the type of mortgage you'd like - Discount mortgages, Capped, Fixed Rate, Tracker, Cash Back, Flexible/CAM, 100%, First Time Buyer, Self Certification, Buy To Let or Low Set Up Cost. Or if you're wondering which type of mortgage might best suit you, try our What mortgage suits me calculator.

When choosing a mortgage you need to decide:

• Do you want a repayment or interest only mortgage?
• What type of interest rate calculation do you want?
• What other special features suit you?
• If you're looking at an interest only mortgage - what type of repayment vehicle suits you?

Just click the links below for more information:

• Repayment or interest only?
• Interest rate options
• Other features
• Repayment methods

Charcol is not authorised to offer investment advice.  We recommend you seek professional advice with regard to these topics if you believe they may affect you.