Mortgage types

There are a large number of different mortgage options on the market - all suited to different lifestyles and circumstances. It can be confusing understanding all the features of the different products and knowing which one to choose.  Should I go for an interest only mortgage or repayment? Do I need any special mortgage features?

You can choose the type of mortgage you'd like - Discount mortgages, Capped, Fixed Rate, Tracker, Cash Back, Flexible/CAM, 100%, First Time Buyer, Self Certification or Buy To Let. Or if you're wondering which type of mortgage might best suit you, try our What mortgage suits me calculator.

When choosing a mortgage you need to decide:

• Do you want a repayment or interest only mortgage?
• What type of interest rate calculation do you want?
• What other special features suit you?
• If you're looking at an interest only mortgage - what type of repayment vehicle suits you?

Just click the links below for more information:

• Repayment or interest only?
• Interest rate options
• Other features
• Repayment methods

John Charcol is not authorised to offer investment advice.  We recommend you seek professional advice with regard to these topics if you believe they may affect you.