Ask the mortgage experts
At John Charcol, we are constantly asked for advice by borrowers on what they should do when it comes to mortgages. As such, we created this section so that you can submit your questions to our experts. The answers are provided by a team of experts, led by our in house mortgage technical manager, Simon Collins, who has spent the last 10 years helping our consultants to place mortgage applications.
Please be aware that these answers can only be generic and no personal recommendations can be made.
I left the home I jointly purchased with my husband 4 years ago. We have divored but he refused to remove my name from the house or take it on in his own name. I couldn't afford to keep fighting for this to happen and there is no...
I own my home outright and want to start up my own taxi business. I need 2 cars to start and wondered if I can remortgage my home in order to buy the cars and start the business? I have never had a mortgage.
Hi there, I split with my ex around 3 years ago. We still have a joint mortgage on a property we purchased in 2005, with about £15k equity now. As we have a child together I have absolutely no intention of forcing anything with...
My mother has been left my grandfather house in his will. He owned the house outright and so now I presume so does she. I know she is apprehensive to sell the house at it has been in the family for almost 90years. I am interested...
Hi. If my mortgage was mis-sold can it be deemed void and cancelled. I'm currently in court process where the broker,surveyor and solicitor broke 5 financial laws between them. The broker was fined for illegal practices and is no...
Categories: Legal matters
My daughter, on her own, recently bought her first house for £114000 with a £23000 deposit (inheritence and gift from me) and £91000 mortgage, fixed for 4 years. She spent a further £30000 renovating it which brings it up to...
Categories: Legal matters
My husband has died earlier this year. The bank have asked me to pay the mortgage off. Having written to them they have now said they will consider transfer of the morgage. What will this entail? I dont have much pension income...
I was recently widowed and with the insurance money I would like to buy a property for each of my two children. I would still need a small morgage for each house. Each house would be rented out and the profits put in a trust fund...
My ex-partner kicks me and daughter out of our home. We have mortgage in both names and a secured loan in both names who should pay?
Can I take out a new remortgage in my own name, and leave my wife's name off the mortgage. She is in agreement with this and can this be done by post.
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