Ask the experts
At John Charcol, we are constantly asked for advice by borrowers on what they should do when it comes to mortgages. As such, we created this section so that you can submit your questions to our experts. The answers are provided by a team of experts, led by our in house mortgage technical manager, Simon Collins, who has spent the last 10 years helping our consultants to place mortgage applications.
So please do submit your question and we will do all we can to answer it as quickly as possible. Regrettably, we are unable to answer every question due to the popularity of this section.
Please note, John Charcol cannot provide legal or tax advice. If your enquiry contains a legal or taxation query we will refer you to our in house legal team, Rollingsons Solicitors Limited. By submitting your enquiry to us you are confirming that you consent to our passing your contact details to them.
Please be aware that these answers can only be generic and no personal recommendations can be made.
I am a UK and Australian Citizen living in Sydney Australia. I have three properties in Normandy France (fully paid for; ie no mortgages) which have been valued at 180000 - 210000 euros. I am looking to see if it is possible to...
I have a mortgage with Banca March on a property in Minorca. Outstanding mortgage is 45000 Euros, property value 140,000 Euros. Icurrently pay 978 Euros a month and have approx 5 years capital and interest term remaining. Is...
Can I raise a mortgage in USA while I am living in the UK? I have 2 properties here in the UK and I also own a property in USA outright too. I would appreciate your advice.
I am living in Spain but want to buy a house in the UK. Could I have a UK mortgage?
I am a British national and I want to buy a home in the United States, who would I apply for a loan from?
My husband and I want to relocate to Kent. We live in Denmark and are both retired. We have a joint income from pensions of 40000 and savings of around 100000 GBP. We do not own property anywhere at the present. Can we get a...
my daughter,resident in Australia, wants to buy the family home in Britain , she has not deposit but a large income, is there anyway she can do this
I currently live and work in Vietnam. I get paid in $ and own a property outright in the UK with my wife, who lives in Australia. We want to raise some cash out of the property by re-mortgaging, can you advise please on my...
We have extensive very good uk credit ratings. We have a french property worth £260,000 with a £96,000 interest only mortgage; and a uk property valued middle of last year at £165,000 with an £88,000 capital & interest...
I am in the process of selling my business and providing a new lease to the new tenant. As I intend to move to Australia RBS are quoting the Australian Corporation Compliance Act 2001 stating that it prevents them from lending....
Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.
We recommend you seek professional advice with regard to any of these topics where appropriate.