Ask the mortgage experts
At John Charcol, we are constantly asked for advice by borrowers on what they should do when it comes to mortgages. As such, we created this section so that you can submit your questions to our experts. The answers are provided by a team of experts, led by our in house mortgage technical manager, Simon Collins, who has spent the last 10 years helping our consultants to place mortgage applications.
Please be aware that these answers can only be generic and no personal recommendations can be made.
My ex walked out on me 2 years ago, and she carried on paying £200 towards a £600 mortgage for a further 4 months. Since then i have paid the mortgage myself to date. She is trying to say she is entitled to the equity value...
I seperated Nov 2011 from my partner and I am trying to get my name off the mortgage. However it's not easy as before I moved out I signed something to take my name off the land not realising actually what it was. Now my ex still...
I am looking to port my existing mortage and borrow a bit more to buy a bigger home. I have got married since purchasing the flat I am selling, but my husband is a lot older that me. We would like me to be the sole applicant...
I have split from my wife last year, the mortgage is in my name only. She still lives in the propery with our 2 sons aged 9/12 the mortgage company are forcing a levy on me for a buy to let mortgage because I don't live at the...
My Partner wonts to renew the mortgage in his sole name but keep my name on the deeds. Where do i stand with this. Can he sell the property from under me, do i have any say in the property?
i own my house outright with no mortgage and my son has a house of similar value with a mortgage.we would love to exchange houses without any money changing hands.is this possible, any help would be greatly appreciated,thanks
My partner has left me & 3 kids, can I stay in the house? Can I take over the mortgage with my parents as guarantors?
Hi, my late partner died 4 years ago and had a Halifax Lifetime Mortgage. Since his death i have continued paying the mortgage and living in the property. The account is in the name of the Executors of `deceased`. Which is me. I...
I bought a property 7 years ago still I need to pay mortgatge £110000 but I want to give my daughter that property. What I have to do?
My ex husband (divorced) wants to take my name off deeds yet cant take me off mortgage for 4 years, is this advisable or a pointless and maybe risky decision, i have the transfer papers off his solicitors, my solicitor said its...
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