Ask the experts

About our experts...

At John Charcol, we are constantly asked for advice by borrowers on what they should do when it comes to mortgages.  As such, we created this section so that you can submit your questions to our experts.  The answers are provided by a number of people who have years of experience in the mortgage market.  The team is led by Peter Woodward who spent his formative years as an underwriter with one of the major UK lenders and the last 10 years in our Technical Department along side Ray.

So please do submit your question and we will do all we can to answer it as quickly as possible

Please be aware that these answers can only be generic and no personal recommendations can be made.


Posted on 05/05/2008

I am buying a flat in Dubai. I can meet the first 3 payments and I will then need a mortgage to cover the rest.

Although I won't need a mortgage for at least 8 months, I am concerned about insuring myself in case I became unable to get a mortgage, say due to illness etc.

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Categories: Life assurance/ protection