Ask the experts
About our experts...
At John Charcol, we are constantly asked for advice by borrowers on what they should do when it comes to mortgages. As such, we created this section so that you can submit your questions to our experts. The answers are provided by a number of people who have years of experience in the mortgage market. The team is led by Peter Woodward who works in our technical department. Peter spent his formative years as an underwriter with one of the major UK lenders so what he doesn't know, quite frankly, isn't worth knowing...
So please do submit your question and we will do all we can to answer it as quickly as possible
Please be aware that these answers can only be generic and no personal recommendations can be made.
Posted on 14 March 2009
HI I AM LOOKING FOR A BUY TO LET MORTGAGE WITH A 10% OR 15% DEPOSIT ON A 11400 LOAN
Category: Buy-to-let
Posted on 14 March 2009
Having left the UK to live and work in Canada in 2006, the mortgage on our old UK main residence in the UK is due for renewal later this year. the house has been succesfully rented since we left, but we are unsure if we can...
Category: Buy-to-let, Ex-pats mortgaging in the UK, Remortgaging
Posted on 13 March 2009
i need a residential buy to let mortgage. i have got 15% deposit.
A 15% deposit would have been sufficient before the credit crunch, subject to the rental income being adequate, but the minimum deposit required now is 25%,...
Category: Buy-to-let
Posted on 12 March 2009
I HAVE A MORTGAGE FREE PROPERTY WORTH(340000) AND WANT TO RELEASE MONEY AGAINST IT(10000)TO BUY ANOTHERPROPERTY.N.ROC SAY YES BUT NO TO LET IT OUT, I WANT TO DO THIS. IS THERE ANY COMPANY THAT WILL ALLOW THIS?
Many lenders...
Category: Buy-to-let, Raising capital out of property, Remortgaging, Tax issues
Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of John Charcol Limited. All comments are made in good faith, and John Charcol Limited will not accept liability for them.
We recommend you seek professional advice with regard to any of these topics where appropriate.
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