Ask the experts
About our experts...
At John Charcol, we are constantly asked for advice by borrowers on what they should do when it comes to mortgages. As such, we created this section so that you can submit your questions to our experts. The answers are provided by a number of people who have years of experience in the mortgage market. The team is led by Peter Woodward who works in our technical department. Peter spent his formative years as an underwriter with one of the major UK lenders so what he doesn't know, quite frankly, isn't worth knowing...
So please do submit your question and we will do all we can to answer it as quickly as possible
Please be aware that these answers can only be generic and no personal recommendations can be made.
Posted on 26 January 2009
HELP !!
I am interested in buying a property for £164950. I am 32 years old and have a Family, I take home £1020 per mth and my Partner earns £200 per wk, we can afford £600 per month to pay Mortgage. What are my options ?
Also...
Posted on 26 January 2009
Hi there.
After 47 years of marriage my parents have decided to split at the ripe old age of 67! They own a property, value 120,000 no mortage at all.
In order so that they can start a fresh I would like to take a mortgage...
Posted on 25 January 2009
My daugter and her husband took a 2 year fixed rate mortgage on the home they bought 20 months ago - thie value of the mortgage was 90% of purchase price. What will happen in May when the fix runs out? Clearly the value of the...
Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of John Charcol Limited. All comments are made in good faith, and John Charcol Limited will not accept liability for them.
We recommend you seek professional advice with regard to any of these topics where appropriate.
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