Ask Bea

Bea's Biography

Bea began her career in financial services in August 2001, as an underwriter for Chelsea Building Society. In January 2004 she joined Clydesdale Bank as a Mortgage Adviser, and then joined John Charcol in January 2007 as a mortgage consultant.  John Charcol, the sister company of Charcol, provides independent mortgage advice.

Bea’s has been chosen as our mortgage expert due to her excellent reputation both within John Charcol and with her clients through exceptional customer service and management, and first class broking skills. Bea typifies the standards clients can expect from John Charcol.  In the words of one of her clients, “Bea has arranged our transaction and has explained what is happening at every stage of the process.  I am very pleased and impressed with both her approachable, common sense attitude and ability to obtain the best deal on both my properties, securing mortgages that were far better than what I was used to paying.   At every point of contact Bea has been professional and extremely helpful, going above and beyond what would normally be expected.”

Outside of work Bea lives in Richmond with her husband and enjoys reading, painting, good food and great wine. 

If you would like to discuss your specific situation in more detail, or would like further advice, please call and speak to one of our qualified mortgage consultants now on: 0845 034 2100

STOP PRESS - Due to a techncial fault beyond our control, we have just found out that we have lost a number of questions submitted over the last month or so.  We are extremely sorry about this and apologise to those that are still waiting for a response.  If you could re-submit yout question we will endeavour to answer it as soon as possible.

Please be aware that these answers can only be generic and no personal recommendations can be made.


Posted on 20 December 2007

I'm looking to borrow more money on our house. Our house is valued at £175,000, our current mortgage £50,000 plus £28,000 on secured loan. I want to consolidate my debt. I have credit cards and want to clear them. What options do...

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Category: Consolidation of debts, Lower mortgage payments, Overpayments, Payment Holdays, underpayments, Borrowback, Unsecured loans


Posted on 11 October 2007

I have been reading some of your advise and i am not sure if i am doing the right thing i renewed my mortgage on 1/9 and have previously just fixed it every 2yrs but decided to fix it for 5yrs at 5.78% and i have also taken out...

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Category: Buy-to-let, Remortgaging, Unsecured loans


Posted on 7 September 2007

I live with my parents in a large house which has no mortgage. Is it possible to take out a mortgage so we can do some renovations? I will inherit 1/3rd of the house upon my parents death.

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Category: Equity release, Remortgaging, Tax issues, Unsecured loans


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