Ask Bea
Bea's Biography
Bea began her career in financial services in August 2001, as an underwriter for Chelsea Building Society. In January 2004 she joined Clydesdale Bank as a Mortgage Adviser, and then joined John Charcol in January 2007 as a mortgage consultant. John Charcol, the sister company of Charcol, provides independent mortgage advice.
Bea’s has been chosen as our mortgage expert due to her excellent reputation both within John Charcol and with her clients through exceptional customer service and management, and first class broking skills. Bea typifies the standards clients can expect from John Charcol. In the words of one of her clients, “Bea has arranged our transaction and has explained what is happening at every stage of the process. I am very pleased and impressed with both her approachable, common sense attitude and ability to obtain the best deal on both my properties, securing mortgages that were far better than what I was used to paying. At every point of contact Bea has been professional and extremely helpful, going above and beyond what would normally be expected.”
Outside of work Bea lives in Richmond with her husband and enjoys reading, painting, good food and great wine.
If you would like to discuss your specific situation in more detail, or would like further advice, please call and speak to one of our qualified mortgage consultants now on: 0845 034 2100
STOP PRESS - Due to a techncial fault beyond our control, we have just found out that we have lost a number of questions submitted over the last month or so. We are extremely sorry about this and apologise to those that are still waiting for a response. If you could re-submit yout question we will endeavour to answer it as soon as possible.
Please be aware that these answers can only be generic and no personal recommendations can be made.
Posted on 2 May 2008
We have our house on the market and are looking to move into a bigger house which of course will costs us more money. What do we need to do in terms of our mortgage. We are with Alliance & Leicester and our current deal runs out...
Category: The application process explained
Posted on 25 February 2008
Hi Katie, I currently have a mortgage on my residential home. I am looking at buying a second property with a friend of mine to refurbish and sell on. There are a couple of things I am not sure of, the first being, can I secure a...
Category: The application process explained
Posted on 18 January 2008
I currently own a home worth £171K and have a mortgage of £60K left to pay off. I am looking to buy another property on a buy to let. My Salary is 38K but I would need to borrow £170K to buy the house. All the mortgage...
Category: Buy-to-let, The application process explained
Posted on 19 December 2007
Hi, Is there anyway you can work out for me what the interest would be on £103,000 mortgage? Sally
Category: First-time buyer, The application process explained
Posted on 17 December 2007
Hi Katie, I have a mortgage of £50,000 I need to borrow £25,000 more. How much would a £75,000 mortgage cost me?
Category: The application process explained
Posted on 16 December 2007
Hi Katie, I heard there are 8500 mortgage products out there. How different can they really be? - grateful for your insight. Thanks, Clive.
Category: First-time buyer, The application process explained
Posted on 8 November 2007
Hi katie, I would like to buy a pub, but don't know the best way to go around it. The tenant at the moment would like £25,000 and there is 7 years left on the lease. I live in private rented accommodation,and my credit rating is...
Category: Bad credit, First-time buyer, The application process explained
Posted on 5 October 2007
My partner and i want to buy soon. We are first time buyers. My salary is £14000 and his is £16500. we are both set to have pay rises of approx £1500 each by July 2007. we have seen a property we are very interested in but are...
Category: First-time buyer, The application process explained
Posted on 1 October 2007
Please can you give me some info on Mortgages for the Self Employed, my husband has recently set up his own business, 9 months ago and we currently have a mortgage that was secured with his previous job, if we were to move in the...
Category: Self-certification, The application process explained
Posted on 16 September 2007
I really need your impartial advice, First National Home Finance via Pink Home Lenders have agreed to provide me 3 year fixed rate mortgage @ 6.14% (re-mortgage). I believe when I initially applied the rate was only 5.5% and in...
Category: Fixed or Variable?, The application process explained
Answers provided in response to Ask Bea are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Bea will accept liability for them.
We recommend you seek professional advice with regard to any of these topics where appropriate.
Categories
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