Ask Bea

Bea's Biography

Bea began her career in financial services in August 2001, as an underwriter for Chelsea Building Society. In January 2004 she joined Clydesdale Bank as a Mortgage Adviser, and then joined John Charcol in January 2007 as a mortgage consultant.  John Charcol, the sister company of Charcol, provides independent mortgage advice.

Bea’s has been chosen as our mortgage expert due to her excellent reputation both within John Charcol and with her clients through exceptional customer service and management, and first class broking skills. Bea typifies the standards clients can expect from John Charcol.  In the words of one of her clients, “Bea has arranged our transaction and has explained what is happening at every stage of the process.  I am very pleased and impressed with both her approachable, common sense attitude and ability to obtain the best deal on both my properties, securing mortgages that were far better than what I was used to paying.   At every point of contact Bea has been professional and extremely helpful, going above and beyond what would normally be expected.”

Outside of work Bea lives in Richmond with her husband and enjoys reading, painting, good food and great wine. 

If you would like to discuss your specific situation in more detail, or would like further advice, please call and speak to one of our qualified mortgage consultants now on: 0845 034 2100

STOP PRESS - Due to a techncial fault beyond our control, we have just found out that we have lost a number of questions submitted over the last month or so.  We are extremely sorry about this and apologise to those that are still waiting for a response.  If you could re-submit yout question we will endeavour to answer it as soon as possible.

Please be aware that these answers can only be generic and no personal recommendations can be made.


Posted on 4 October 2007

A friend and I are looking to purchase an ex-local authority flat. We are aware that private owners in ex-local flats are liable for their share of repair bills to the whole block. Is there any way we can find out before making...

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Category: Council houses


Posted on 22 August 2007

Hi Katie,I am in a debt management plan with the CCCS (all unsecured debt approx. £26,000).  I have a £75,000 mortgage with Southern Pacific (it was a right-to-buy mortgage). My 2-year fixed rate mortgage finishes in Feb....

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Category: Bad credit, Council houses, Remortgaging


Posted on 8 August 2007

My son has been offered his council flat under the right-to-buy scheme for £60,000. He is not working as he is doing his Knowledge to become a London taxi driver (hopefully qualified within 6 months). He has no income other than...

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Category: Buy-to-let, Council houses, Special circumstances


Posted on 6 August 2007

My wife and I are looking to buy her father's council house under the right to buy.  Am I better remortgaging our own property which is worth £200,000 with £16,000 still to be paid, or take out a new mortgage on his property...

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Category: Council houses, Lower mortgage payments, Remortgaging, Special circumstances


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