Ask Bea

Bea's Biography

Bea began her career in financial services in August 2001, as an underwriter for Chelsea Building Society. In January 2004 she joined Clydesdale Bank as a Mortgage Adviser, and then joined John Charcol in January 2007 as a mortgage consultant.  John Charcol, the sister company of Charcol, provides independent mortgage advice.

Bea’s has been chosen as our mortgage expert due to her excellent reputation both within John Charcol and with her clients through exceptional customer service and management, and first class broking skills. Bea typifies the standards clients can expect from John Charcol.  In the words of one of her clients, “Bea has arranged our transaction and has explained what is happening at every stage of the process.  I am very pleased and impressed with both her approachable, common sense attitude and ability to obtain the best deal on both my properties, securing mortgages that were far better than what I was used to paying.   At every point of contact Bea has been professional and extremely helpful, going above and beyond what would normally be expected.”

Outside of work Bea lives in Richmond with her husband and enjoys reading, painting, good food and great wine. 

If you would like to discuss your specific situation in more detail, or would like further advice, please call and speak to one of our qualified mortgage consultants now on: 0845 034 2100

STOP PRESS - Due to a techncial fault beyond our control, we have just found out that we have lost a number of questions submitted over the last month or so.  We are extremely sorry about this and apologise to those that are still waiting for a response.  If you could re-submit yout question we will endeavour to answer it as soon as possible.

Please be aware that these answers can only be generic and no personal recommendations can be made.


Posted on 31 July 2008

Hi,

 

My partner and I bought a house 2 years ago in Northampton. We live in london, but our plan was to move to northampton, however, due to work commitments this never happended. When we bought the house we got a together...

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Posted on 28 July 2008

I currently have an offset mortgage with IF. I have approx £30k offsetting a mortgage of £69,000 (balance left to pay). Is it better to offset and save interest each month or would I be better off knocking nearly £30k off my...

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Posted on 27 July 2008

Hi, me and my husband currently have a 3 bed semi detached house worth around £135,000 we bought it for £120,000 3 years ago, we are lookinmg to move to a bigger property as we now have a baby. Would we be able to let the...

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Posted on 26 July 2008

I have a tracker mortgage with the woolwich, if I let my house will my rate increase

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Posted on 26 July 2008

Hi Bea, I'm British but have lived in Australia for the last 3 years. I have a house in NW London worth $350,000 with a mortgage of $165,000. My mortgage contract finishes in August this year and I'm interested in raising some...

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Posted on 25 July 2008

I am a 37 year old service manager, I have been working in Saudi Arabia for the last 9 years - what advice could you give me if i wanted to get a morgage to purchase a property while still an expatriate - this property would not...

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