Standard and Specialist Property Insurance

John Charcol Independent Insurance Brokers - Free Advice and Service from the Whole Insurance Market

Home insurance.  Unless you have the pleasure of living in a television free world chances are you have seen an ad for it in the last 24 hours.  You know the ads.  A rather over-enthusiastic couple bouncing around the screen telling you about the cheap quotes they received.  The question is, did they get the most suitable policy for them?  Maybe, but who knows…

At John Charcol Independent Insurance Brokers we like to do things differently.  You won’t be able to get a quote on this site and we certainly won’t tell you who the best insurer for you is.  How could we, we haven’t even spoken to you yet.

When it comes to choosing insurance for your home there are a number of things to consider, but the most important one has to be ensuring your family’s home and possessions are protected.  Do you really know that everything is covered when you haven’t spoken to an expert?  John Charcol Independent Insurance Brokers understand the importance of finding the most suitable insurance policy, both on the level of cover and the price.  And, crucially, we know that most people have very little time to do this.

We can use exclusively negotiated policies or we can search the market to find the right policy.  And, as you would expect, with our product knowledge, we know all the small print of all the policies we have access to, allowing us to recommend the most extensive coverage relevant to you.  And, all this is free.

Claims

Of course, we are all influenced by price in some way, but when it comes to home insurance it is only when you come to make a claim that you put your policy to the test, and the importance of extensive cover and a personal service becomes all too clear. At John Charcol we appreciate that claims are stressful which is why our dedicated claims team concentrate on getting you back in the same position you were in before the loss, as quickly and competently as possible. We deal with insurers, loss adjusters and, where necessary, third parties on your behalf and always keep you completely up to date with the
progress. It’s simply first class service, a big claim we know, but one we are
confident in making.  For more detail click on the claims link.

Act now

So, as time is of the essence here, we won’t go on anymore.  To get the best
independent insurance quote simply give us a call or complete the short enquiry
form and one of our experts will be back to you soon.

Submit an Enquiry

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John Charcol Independent Insurance Brokers is a trading name of Towergate Underwriting Group Limited, which is authorised and regulated by Financial Services Authority.  Registered in England No. 4043759.  Registered Office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN.


Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FSA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.