Overseas Property

Having a specifically designed holiday home insurance policy with a UK independent broker has many advantages. Not only do you have the reassurance of dealing with UK based support and claims staff, but all the policy documents are written in English, and premiums and claims can be paid in pounds sterling, so you know exactly where you stand.

There are some specific distinctions between owning an overseas property and your main residence; therefore you need to have a policy which takes these into consideration.

Adequate cover whilst the property is unoccupied, or during periods when the property is let as a holiday home, is not generally available under a standard household policy. However, with a policy specifically designed for holiday homes we have made sure there is cover in place for these periods.

The overseas home insurance policy provides comprehensive cover including public liability, and liability to domestic employees. Unlike some policies for holiday homes, this policy doesn’t include an average clause, single article limit for contents, or protection warranties.