Step 1: Searching out the right mortgage

Independent mortgage advice from John Charcol from the whole of the market takes all the hassle and stress out of choosing and arranging your mortgage. As well as deciding which is the right mortgage for you, our helpful UK mortgage advice team will manage your entire application, taking you through the whole process, all the way to successful completion.  Please call us to discuss.

Alternatively, our mortgage quote system can help you look at some of the products available in the market.

You'll get a results page, showing all the best mortgages that may be available to you. You can then sort these and compare the different mortgages, to decide which is right for you. You can compare the early repayment charges and the cost of the mortgage over different time periods and with a particular selected lender (and with your current mortgage if you are thinking about remortgaging). 

Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FSA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.