The first time buyer mortgage - made easy
As a first time buyer, mortgage hunting can be stressful and confusing. With John Charcol, you get to talk with mortgage experts who know the whole market.
We'll find you the first time buyer mortgage that's right for your individual circumstances. We'll explain everything and help you all the way to sign-up.
Call our helpful team on
Best Buys: Use our quick mortgage finder to compare mortgage rates
| Mortgage Provider | Mortgage Type | Initial Rate/Duration | Subsequent Rate/Duration | The overall cost for comparison | Early Repayment Charges | ||
|---|---|---|---|---|---|---|---|
|
First Time Buyer Mortgage | 3.79% (SVR minus 1.85% for term- 85%) | 5.64% Variable for term | 4.10% APR | No early repayment charge | ||
|
First Time Buyer Mortgage | 3.79% Fixed until 30/04/2014 (85%) | 5.95% Variable for term | 4.55% APR | 3/2% until 30/04/2014 | ||
|
|
Discount Rate Mortgage | 4.19% (SVR minus 1.45% for 2 years- 90%) | 5.64% Variable for term | 4.80% APR | No early repayment charge | ||
|
First Time Buyer Mortgage | 5.69% - Bank Base Rate plus 5.19% for 2 years (90%) | 4.24% Variable for term | 5.50% APR | 2% for 2 years | ||
|
First Time Buyer Mortgage | 5.79% Fixed until 30/04/2015 (95%) | 5.39% Variable for term | 6.00% APR | 2% until 30/04/2015 | ||
| Mortgage comparison powered by Charcol | |||||||
James Eaton
I have received first class service from John Charcol throughout the mortgage process.
Their knowledge, support, advice and professionalism from start to finish was outstanding and it is my belief that without them we simply would have not have moved and would still be buried in details with solicitors and estate agents.
As a result I will remain a customer over the coming years and have recommended you to a number of friends.
Xavier, London
John Charcol has taken care of us in a very professional manner and the consultant was very patient in taking us through the buying process since we are not from the UK.
My wife and I will definitely be recommending John Charcol to our friends and family.
We will also be back for future advice.
Rebecca, Bristol
I'm not sure how we can ever thank you for all you've done!!
I never thought I would see the end of this process after 9 months of pure hell but I just wished I'd found you in the beginning, I had more trust and faith in your work than I ever did in that family friend who my whole family have used for 20 years.
You are a true godsend and you can have ALL of my future business.
It's all going wrong; isn't it?
09/12/2011 by
Guest Blog, Alistair Hargreaves, Mortgage Consultant.
Is everything really going wrong? Looking at the response to the budget, especially around housing and you would certainly think so. Don’t get me wrong; it’s tough out there...
Bank Rate Comment 8th December
08/12/2011 by
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Ray Boulger of leading independent mortgage adviser John Charcol comments on the news that the MPC...
First time buyer poll
