Mortgages for first time buyers - made easy
Excellent first time buyer mortgage deals - better than any high street bank
No hassle - straightforward for first time mortgage buyers
Specialist advice - from our first time mortgage buyer advisors
Your own mortgage advisor - start to finish
To find the right first time buyer mortgage for you, call or email us on.
Our latest deals - Mortgages for first time buyers
|Mortgage Provider||Mortgage Type||Initial Rate/Duration||Subsequent Rate/Duration||The overall cost for comparison||Early Repayment Charges|
|Discount Rate Mortgage||3.59% - SVR minus 2.05% for 2 years (90%)||5.64% Variable for term||5.40% APR||No early repayment charge|
|Tracker Rate Mortgages||3.89% - Bank Rate plus 3.39% for 2 years (90%)||5.64% Variable for term||5.40% APR||No early repayment charge|
|First Time Buyer Mortgage||3.99% - Bank Rate plus 3.49% for 3 years (90%)||5.44% Variable for term||5.30% APR||3% for 1 year only|
|Fixed Rate Mortgage Deals||3.99% Fixed until 31/03/2016 (90%)||5.69% Variable for term||5.40% APR||3/2% until 31/03/2016|
|First Time Buyer Mortgage||4.65% Fixed until 31/12/2018 (90%)||4.49% Variable for term||4.80% APR||5/5/3/3/1% until 31/12/2018|
What our customers think about us?
I have received first class service from John Charcol throughout the mortgage process.
Their knowledge, support, advice and professionalism from start to finish was outstanding and it is my belief that without them we simply would have not have moved and would still be buried in details with solicitors and estate agents.
As a result I will remain a customer over the coming years and have recommended you to a number of friends.
John Charcol has taken care of us in a very professional manner and the consultant was very patient in taking us through the buying process since we are not from the UK.
My wife and I will definitely be recommending John Charcol to our friends and family.
We will also be back for future advice.
I'm not sure how we can ever thank you for all you've done!!
I never thought I would see the end of this process after 9 months of pure hell but I just wished I'd found you in the beginning, I had more trust and faith in your work than I ever did in that family friend who my whole family have used for 20 years.
You are a true godsend and you can have ALL of my future business.
Ask the experts
Can I get a mortgage on a temporary work contract?
With a low credit score can we get a mortgage with a 5% deposit?
If I purchase a house with my siblings for cash (no mortgage), will this affect my eligibility for first time buyer rates when I come to purchase my own home?
Are there any lenders who will lend 95% over £750k?