How John Charcol gets you a better deal
As the UK’s oldest and leading independent broker, we carry a great deal of weight with UK lenders. Indeed, John Charcol writes about the same level of business, roughly £3.5bn per year, that major Building Societies do. This means that lenders are anxious to do business with us, and we use that power to get better mortgage and remortgage deals for you:
Exclusive deals – only available to John Charcol customers
We negotiate special mortgage and remortgage deals that are only available through John Charcol. It might be a slightly better rate, or longer introductory discount or some other special feature. Take a look at our exclusive Best Buy mortgage deals to see what we mean.
Using our influence to get you what you want
Because we have such strong relationships with lenders, we can usually get things done a bit quicker than if you were dealing with matters alone. For example:
- We know who to speak to and how decisions are made. That knowledge alone can cut weeks from the mortgage and remortgage process
- We can use our influence to help meet specific deadlines
- We have managed to negotiate special dispensation for our customers, when rates have changed
For example, one building society put up its rates immediately, without notice, when interest rates unexpectedly rose. We were able to negotiate a notice period for our customers, enabling many to close mortgage and remortgage deals on lower rates, saving them time and money.
