Independent, Whole of Market Mortgage Advice

Independent mortgage advice from John Charcol from the whole of the market takes all the hassle and stress out of choosing and arranging your mortgage. As well as deciding which is the right mortgage for you, our helpful UK mortgage advice team will manage your entire application, taking you through the whole process, all the way to successful completion.

Getting the right mortgage can be time-consuming, and the application process can be tedious. With a mountain of choice available, just knowing where to start can be stressful, too. If you would like mortgage advice that you can trust, with a service that makes your life easier, call our mortgage advice hotline today.

Call now for an initial chat:

Want peace of mind?

Our service covers: 

  • An expert choosing the right mortgage for you – we take the stress out of deciding which mortgage is best for you from the whole of the market. We pick the right one from a choice of hundreds of mortgages, and explain why it is right for you.
  • Negotiating with lenders – we use our weight as the UK’s leading independent mortgage broker to get you exclusive deals, and to get lenders to work to our deadlines, so you have your offer and funds available, as soon as possible
  • Liaising with surveyors, solicitors etc. – we’ll liaise with your solicitor, chase valuers and do everything we can to make your purchase or remortgage run smoothly
  • Getting the paperwork done – we’ll do as much of the paperwork for you as we possibly can, sending you forms for signature and keeping you up to date by phone, email or letter (as you prefer)
  • Providing competitive mortgage related insurance - we offer some of the most competitive rates in the market

Call an expert now:

Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FSA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.