Buy to let mortgage – getting a better deal
Whether you’re new to the buy to let mortgage market, interested in letting to buy, or you’re looking for a better deal, John Charcol can help you find the best buy to let mortgage.
Our independent experts have the experience, the industry contacts and the know-how to find you a best value buy to let mortgage – and to help arrange it too.
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Best Buys: Use our quick mortgage finder to compare mortgage rates
| Mortgage Provider | Mortgage Type | Initial Rate/Duration | Subsequent Rate/Duration | The overall cost for comparison | Early Repayment Charges | ||
|---|---|---|---|---|---|---|---|
| Buy To Let Mortgage | 2.99% Fixed until 31/10/2013 (60%) | 5.64% Variable for term | 5.20% APR | No early repayment charge | |||
| Buy To Let Mortgage | 3.75% Fixed until 31/03/2014 (65%) | 4.74% Variable for term | 5.40% APR | 4% until 31/03/2014 | |||
| Buy To Let Mortgage | 3.99% Fixed until 30/04/2014 (70%) | 4.99% Variable for term | 5.20% APR | 3/2% until 30/04/2014 | |||
| Buy To Let Remortgage | 3.99% - Bank Base Rate plus 3.49% for term (60%) | n/a | 5.30% APR | 6 months interest for 3 years | |||
| Buy To Let Mortgage | 4.49% Fixed until 30/04/2014 (80%) | 4.99% Variable for term | 4.50% APR | 3/2% until 30/04/2014 | |||
| Buy To Let Mortgage | 4.89% Fixed until 30/04/2017 (70%) | 4.99% Variable for term | 5.50% APR | 5/5/4/3/2/1% to 30/04/2017 | |||
| Buy To Let Remortgage | 4.89% - Bank Base Rate plus 4.39% for 3 years (70%) | 5.00%- Bank Base rate plus 4.50% for term | 4.20% APR | No early repayment charge | |||
| Mortgage comparison powered by Charcol | |||||||

Lisa and Simon, London
We were very impressed with the speedy and efficient service we received from John Charcol. They were always very pleasant and very patient with our numerous different requests relating to both Buy-to-Let and standard mortgages. The mortgage rates that John Charcol found were better than all the other quotes we were able to find.
It was simply a pleasure dealing with John Charcol.

Marcus, Cambridge
Three words sum up John Charcol for me:
- Professional
- Friendly
- and efficient
They consistently provide me with clear, objective and relevant mortgage advice.

Nigel, Australia
The level of service and attention to detail was the best I have ever encountered from any service provider I have ever dealt with (big call I know).
It goes without saying therefore that I will be recommending the services of John Charcol to anyone I come across who is looking to undertake any mortgage-related transaction in the UK.
Thanks to lenders it’s more than ever a brokers market. (Or When is a ‘Best Buy’ not a ‘Best Buy’?)
22/11/2011 by
HSBC’s recent claim that “81% of all best buys are provided by direct lenders” seems to have missed out on the vital point of it’s only a “Best Buy” if you can actually get it. If you can’t it might as well be on the moon. “How do...
Strong demand for rental property
17/01/2011 by
A survey from specialist buy to let lender Paragon Group reports that strong demand for rental properties and improving finance conditions have led to 71% of landlords being optimistic about the outlook for 2011. ...



