Buy to let mortgage – getting a better deal

Whether you’re new to the buy to let mortgage market, interested in letting to buy, or you’re looking for a better deal, John Charcol can help you find the best buy to let mortgage.

Our independent experts have the experience, the industry contacts and the know-how to find you a best value buy to let mortgage – and to help arrange it too.

Get a better return, call us on

Mortgage Provider Mortgage Type Initial Rate/Duration Subsequent Rate/Duration The overall cost for comparison Early Repayment Charges  
Buy To Let Mortgage 2.99% Fixed until 31/10/2013 (60%) 5.64% Variable for term 5.20% APR No early repayment charge

Details and Apply

Buy To Let Mortgage 3.75% Fixed until 31/03/2014 (65%) 4.74% Variable for term 5.40% APR 4% until 31/03/2014

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Buy To Let Mortgage 3.99% Fixed until 30/04/2014 (70%) 4.99% Variable for term 5.20% APR 3/2% until 30/04/2014

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Buy To Let Remortgage 3.99% - Bank Base Rate plus 3.49% for term (60%) n/a 5.30% APR 6 months interest for 3 years

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Buy To Let Mortgage 4.49% Fixed until 30/04/2014 (80%) 4.99% Variable for term 4.50% APR 3/2% until 30/04/2014

Details and Apply

Buy To Let Mortgage 4.89% Fixed until 30/04/2017 (70%) 4.99% Variable for term 5.50% APR 5/5/4/3/2/1% to 30/04/2017

Details and Apply

Buy To Let Remortgage 4.89% - Bank Base Rate plus 4.39% for 3 years (70%) 5.00%- Bank Base rate plus 4.50% for term 4.20% APR No early repayment charge

Details and Apply

Mortgage comparison powered by Charcol
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Lisa and Simon, London

We were very impressed with the speedy and efficient service we received from John Charcol. They were always very pleasant and very patient with our numerous different requests relating to both Buy-to-Let and standard mortgages. The mortgage rates that John Charcol found were better than all the other quotes we were able to find.

It was simply a pleasure dealing with John Charcol.

Marcus, Cambridge

Three words sum up John Charcol for me:

  • Professional
  • Friendly
  • and efficient

They consistently provide me with clear, objective and relevant mortgage advice.

Nigel, Australia

The level of service and attention to detail was the best I have ever encountered from any service provider I have ever dealt with (big call I know).

It goes without saying therefore that I will be recommending the services of John Charcol to anyone I come across who is looking to undertake any mortgage-related transaction in the UK.

Thanks to lenders it’s more than ever a brokers market. (Or When is a ‘Best Buy’ not a ‘Best Buy’?)

22/11/2011 by Drew

HSBC’s recent claim that “81% of all best buys are provided by direct lenders” seems to have missed out on the vital point of it’s only a “Best Buy” if you can actually get it. If you can’t it might as well be on the moon. “How do...

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Strong demand for rental property

17/01/2011 by Drew

A survey from specialist buy to let lender Paragon Group reports that strong demand for rental properties and improving finance conditions have led to 71% of landlords being optimistic about the outlook for 2011. ...

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Buy to let poll

How confident do you feel about the buy to let housing market at the moment?





Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FSA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.