Buy to let mortgage – getting a better deal

Whether you’re new to the buy to let mortgage market, interested in letting to buy, or you’re looking for a better deal, John Charcol can help you find the best buy to let mortgage.

Our independent experts have the experience, the industry contacts and the know-how to find you a best value buy to let mortgage – and to help arrange it too.

Get a better return, call us on

Broker
Recommendations
Mortgage Provider Mortgage Type Initial Rate/Duration Subsequent Rate/Duration The overall cost for comparison Early Repayment Charges  
Buy To Let Mortgages 2.74% - SVR minus 2.90% for 2 years (60%) 5.64% Variable for term 4.90% APR No early repayment charge

Details and Apply

Buy To Let Mortgages 2.75% - Bank Base Rate plus 2.25% for 2 years (60%) 4.74% Variable for term 4.80% APR 3% for 2 years plus benefit.

Details and Apply

Buy To Let Mortgages 2.89% Fixed until 02/07/2015 (60%) 4.74% Variable for term 4.90% APR 3% until 02/07/2015 plus benefit

Details and Apply

Buy To Let Mortgages 3.19% Fixed until 31/07/2015 (65%) 4.74% Variable for term 4.70% APR 3%until 31/07/2015

Details and Apply

Buy To Let Remortgage 3.29% Variable for term (65%) n/a 4.20% APR No early repayment charge

Details and Apply

Buy To Let Mortgages 3.29% Fixed until 31/08/2015 (75%) LIBOR plus 4.75% for term 5.40% APR 5% until 31/08/2015

Details and Apply

Buy To Let Mortgages 3.49% - Bank Base Rate plus 2.99% until 31/05/2015 (75%) 5.99% Variable for term 5.70% APR 3% until 31/05/2015

Details and Apply

Buy To Let Mortgages 3.49% Fixed until 31/05/2015 (75%) 5.99% Variable for term 5.60% APR 3% until 31/05/2015

Details and Apply

Buy To Let Mortgages 3.59% - Bank Base Rate plus 3.09% until 31/10/2015 (75%) 4.50% Variable for term 4.70% APR 3% until 31/10/2015

Details and Apply

Buy To Let Mortgages 3.59% Fixed until 31/07/2015 (70%) 5.35% Variable for term 5.20% APR 3/2% until 31/07/2015

Details and Apply

Buy To Let Remortgage 3.79% Barclays Bank Base Rate plus 3.29% for term (60%) n/a 3.90% APR 6 months interest for 3 years

Details and Apply

Buy To Let Mortgages 3.89% Fixed until 30/09/2018 (60%) 4.84% - Bank Base Rate plus 4.34% for term 4.70% APR 5/4/3/3/3% until 30/09/2018

Details and Apply

Buy To Let Mortgages 4.19% Fixed until 31/07/2015 (80%) 5.35% Variable for term 5.40% APR 3/2% until 31/07/2015

Details and Apply

Buy To Let Mortgages 4.89% SVR minus 1.69% for 2 years (85%) 6.58%- Variable for term 6.90% APR No early repayment charge

Details and Apply

Mortgage loan calculator

Mortgage loan calculator

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Mortgage repayment calculator

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Lisa and Simon, London

We were very impressed with the speedy and efficient service we received from John Charcol. They were always very pleasant and very patient with our numerous different requests relating to both Buy-to-Let and standard mortgages. The mortgage rates that John Charcol found were better than all the other quotes we were able to find.

It was simply a pleasure dealing with John Charcol.

Marcus, Cambridge

Three words sum up John Charcol for me:

  • Professional
  • Friendly
  • and efficient

They consistently provide me with clear, objective and relevant mortgage advice.

Nigel, Australia

The level of service and attention to detail was the best I have ever encountered from any service provider I have ever dealt with (big call I know).

It goes without saying therefore that I will be recommending the services of John Charcol to anyone I come across who is looking to undertake any mortgage-related transaction in the UK.

Mutuals make their move

17/05/2013 by Simon

The Building Societies Association (BSA) has revealed that mutual lenders increased their mortgage lending by 19% year-on-year, in the first three months of 2013, from £6.5billion to £7.7billion. ...

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Hear Ray Boulger talk mortgages to BBC Moneybox Live

18/02/2013 by Drew

John Charcol's senior technical manager Ray Boulger was part of the team of experts on BBC Money Box Live on mortgages recently.  You can listen to what he had to say about low interest rates, charges, first time buyers and a host...

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Buy to let poll

How confident do you feel about the buy to let housing market at the moment?





Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Conduct Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Conduct Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FCA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.