Remortgage

Below are a selection of the best remortgage deals in the mortgage market.  Remortgaging is where you move lender for a number of reasons, most notably for a better mortgage rate. 

What represents the best remortgage for you will depend on your personal circumstances. Many people prefer to opt for a competitive fixed rate remortgage deal so that they know what their outgoings will be; for others, the lowest mortgage rate is of utmost importance. 

Take a look at the best remortgages below and then give one of our experienced, remortgage advisers a call to discuss further.  It is also worth noting that some of the best remortgage deals are currently from private banks who are, believe it or not, notoriously private.  So, for more of the best remortgage deals do give one of our mortgage experts a call.

Broker
Recommendations
Mortgage Provider Mortgage Type Initial Rate/Duration Subsequent Rate/Duration The overall cost for comparison Early Repayment Charges  
Remortgage 1.94% Fixed until 02/07/2015 (60%) 4.74% variable for term 4.30% APR 3% until 20/07/2015

Details and Apply

Remortgage 2.29% - Bank Base Rate plus 1.79% for 2 years (70%) 4.75% Bank base plus 4.25% for term 4.10% APR 2/1% until for 2 years

Details and Apply

Remortgage 2.33% Fixed until 30/06/2015 (70%) 3.89-% Bank base plus 3.39% for term 4.20% APR 3% until 30/06/2015

Details and Apply

Remortgage 2.39% Fixed until 01/08/2016 (70%) 4.79% Variable for term 4.60% APR 3.5% until 01/08/2016

Details and Apply

Remortgage 2.89% Fixed until 31/07/2018(70%) 4.95% Variable for term 4.10% APR 5/5/4/3/2% until 31/07/2018

Details and Apply

Remortgage 2.95% - Bank Base Rate plus 2.45% for 2 years (80%) 5.44% Variable for term 4.10% APR 3% for 2 years

Details and Apply

Remortgage 2.99% Fixed until 02/07/2018 (70%) 4.74% Variable for term 4.20% APR 5% until 02/07/2018

Details and Apply

Remortgage 3.19% - SVR minus 2.76% until 31/07/2015 (85%) 5.95% Variable for term 5.40% APR 3/2% until 31/07/2015

Details and Apply

Remortgage 3.35% Fixed until 30/06/2018 (80%) 5.64% Variable for term 4.60% APR No early repayment charge

Details and Apply

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If you're too busy, or just prefer the reassurance of a real person, call our mortgage expert now:

Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Conduct Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Conduct Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FCA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.