Best Offset / Current Account / Flexible Mortgage deals

A UK offset mortgage or current account mortgage uses the balance in your everyday savings or cheque account to reduce what you owe on your mortgage on a daily basis.

Our selection of the best current account mortgage deals and the best offset mortgages available to Charcol are displayed in our Best Buy table below.

Best Buys: Use our quick mortgage finder to compare mortgage rates

ProviderMortgage TypeInitial Rate/DurationSubsequent RateThe overall cost for comparisonTotal Monthly Cost *Early Repayment Charges
Mortgage DetailsFlexible/Offset/CAM 6.49 % for 25 years-6.8% APR£1,042.362 years
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Mortgage DetailsFlexible/Offset/CAM 6.59 % for 25 years-6.9% APR£1,051.732 years
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Fees
Mortgage DetailsFlexible/Offset/CAM 7.29 % until 01/07/20107.49% for 60 months, 7.24% for 216 months7.8% APR£4,064.5601/07/2010
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Mortgage DetailsFlexible/Offset/CAM 6.99 % until 01/07/20107.49% for 60 months, 7.24% for 216 months7.8% APR£4,073.5501/07/2010
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Fees

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