Best Offset / Current Account / Flexible Mortgage deals
A UK offset mortgage or current account mortgage uses the balance in your everyday savings or cheque account to reduce what you owe on your mortgage on a daily basis.
Our selection of the best current account mortgage deals and the best offset mortgages available to John Charcol are displayed in our Best Buy table below.
Best Buys: Use our quick mortgage finder to compare mortgage rates
| Provider | Mortgage Type | Initial Rate/Duration | Subsequent Rate/Duration | The overall cost for comparison | Early Repayment Charges | ||
|---|---|---|---|---|---|---|---|
|
Offset / CAM | 2.59% until 30/09/2012 | 4.59% for term | 4.40% APR | No early repayment charge | ||
|
Offset / CAM | 2.84% until 31/10/2012 | 5.99% for term | 5.60% APR | 4% until 31/10/2012 | ||
|
Offset / CAM | 2.95% for term | n/a | 3.01% APR | 2% for 2 years | ||
|
|
Offset / CAM | 3.29% until 31/10/2012 | 5.99% for term | 5.70% APR | 4% until 31/10/2012 | ||
|
|
Offset / CAM | 4.29% until 31/10/2015 | 5.99% for term | 5.40% APR | 5/5/5/4/3% to 31/10/2015 | ||
Get a mortgage quote for free
Find a offset mortgage
Free online mortgage search
Talk to an expert
Is a UK current account mortgage or offset mortgage right for you?
Ask a John Charcol expert:
Our experts will pick the right product with the best offset mortgage rate for your circumstances and pro-actively manage your application,
Independent mortgage advice