Mortgage Details

Fees

Mortgage Details

Product Type

Mortgage Lender:

Initial Rate:

Period of initial rate:

Subsequent Variable Rate:

The Overall Cost for Comparison:

Scottish Widows Bank Base Rate plus 2.39% for 2 years Flexible Mortgage

Scottish Widows Bank plc

2.89%

24 months

3.99% for 276 months

4.00% APR

Repayments

Based on a loan amount of 150K, a loan to value of 60% and a term of 25 years

Total Cost over the term:

£234,721.76

Initial Monthly Payment:

£704.37

Subsequent Monthly Payment:

£786.13

Fees

Lenders arrangement fee:

£0.00

CHAPS Fee:

£25.00

Lender Booking fee:

£0.00

Charcol Booking fee:

£0.00

Valuation Fees:

£225.00

Legal Fees:

£400.00

Early Repayment Charges:

2% for 2 years

The type of mortgage that will best suit you will depend on a number
of factors, so finding the right mortgage can be hard.

OPTION 1 - Use the mortgage wizard to find the mortgage that's right for you...

Our UK home mortgage experts will help you make the right choice.

If you're too busy, or just prefer the reassurance of a real person, call our mortgage expert now:

Your initial consultation is obligation free. There will be a minimum fee for our service of £450, of which £150 is payable when you apply, and we will retain the commission from the lender. Alternatively, you can choose the fee only option which is typically 0.63% of the amount borrowed. The precise amount will depend on your circumstances and loan amount, and will be discussed and agreed before you make an application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

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